700 Club! Thank you, thank you! Now, new cards!

[joshuapd1987]

Hi, folks!

Just wanted to say a big thank you to all of the positive contributors here. I've lurked for a while and learned so, so much from everyone's experiences. I wish the world had more people like all of you!

So for the first time since I was 18... I have an Exp myFICO score of 726. My last baddie from credit one just came off today (thanks to a GW letter!)... And soon, my dreams of finally joining the Amex family may come true!

Some background:
Income 120k

Cards:
FP 300 limit (ready to dump) opened 4/11
Orchard 300 limit opened 8/11
Cap 1 500 limit opened 1/13
Walmart GE 400 limit opened 6/13

3 exp inqs / 2 TU / 3 EQ

Once the baddie falls off TU and EQ I'm going to email the Cap 1 EO... but was wondering what you guys thought about new cards! Think I'm safe for PRG a d/or Plat amex now, or should I wait until the other reports clear? My last amex app was January.

Travel rewards are a big deal for me... And I have a lot of reimburseable expenses. Any other good cards? Maybe Chase sapphire or CSP?

Thank you!!

[myjourney]

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@joshuapd1987 wrote:
Hi, folks!

Just wanted to say a big thank you to all of the positive contributors here. I've lurked for a while and learned so, so much from everyone's experiences. I wish the world had more people like all of you!

So for the first time since I was 18... I have an Exp myFICO score of 726. My last baddie from credit one just came off today (thanks to a GW letter!)... And soon, my dreams of finally joining the Amex family may come true!

Some background:
Income 120k

Cards:
FP 300 limit (ready to dump) opened 4/11
Orchard 300 limit opened 8/11
Cap 1 500 limit opened 1/13
Walmart GE 400 limit opened 6/13

3 exp inqs / 2 TU / 3 EQ

Once the baddie falls off TU and EQ I'm going to email the Cap 1 EO... but was wondering what you guys thought about new cards! Think I'm safe for PRG a d/or Plat amex now, or should I wait until the other reports clear? My last amex app was January.

Travel rewards are a big deal for me... And I have a lot of reimburseable expenses. Any other good cards? Maybe Chase sapphire or CSP?

Thank you!!

---

Wooo Hooo congrats

[joshuapd1987]

Thank you!

[09Lexie]

Definitely the CSP and PRG if you ave enough expenses. You might want to add the Freedom, works well with the CSP.

CONGRATS!

[joshuapd1987]

Thank you, Ms. Lexie! Do you think I have a file that PRG and CSP would like enough to approve?

[09Lexie]

Amex and Chase are a YMMV. If the income and CS are there they seem to be more likely to approve.