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700+, need "adult" card

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drkaje
Senior Contributor

Re: 700+, need "adult" card

I just checked the Discover site for pre-approvals.

 

Don't they know I'm in garden mode‽Smiley Mad


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 11 of 16
mxp114
Valued Contributor

Re: 700+, need "adult" card

When I read adult, I thought you wanted the new Playboy World MasterCard or something Smiley Tongue Good luck on your new apps.

Message 12 of 16
arsenal04
New Contributor

Re: 700+, need "adult" card

AMEX also has a pre-approval you can check if you are interested in them.

Message 13 of 16
Anonymous
Not applicable

Re: 700+, need "adult" card

When I applied for AMEX Clear, I only had 3 cards:

 

US Bank - 2-3 years old

Citi Platinum Select - about a year old

J.Crew - about 2 years old.

 

AMEX approved me for a $2k limit (my score was 715 iirc)

 

I applied for Chase Freedom a few weeks after AMEX and got approved with a $4k limit. 

 

You might be able to get a nice prime card with your score.

Message 14 of 16
andyaycw
Frequent Contributor

Re: 700+, need "adult" card

When I applied for Amex Blue Sky back in '07, I had only two Citi cards with limits under $4000 each, a one year credit history, and FICOs probably in the range of 710-720. Amex instantly approved me for $5400 IIRC, and I app'd for a CLI up to $10,000 shortly after.

Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800


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Message 15 of 16
clocktick
Valued Contributor

Re: 700+, need "adult" card

I would try for Barclays.  They have many cards to choose from and tend to give out decent CLs (you can even try to increase the CL during activation) and CLIs.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Message 16 of 16
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