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740!

Senior Contributor

Re: 740!

Congrats Ryan!!!! That is awesome!!!

Lookin' to do the same for my own FICO!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 21 of 30
Valued Contributor

Re: 740!

Thanks guys, it means a lot! 

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 22 of 30
Established Contributor

Re: 740!

Congrats!  Smiley Happy

 

There's just something about that 740 milestone (see siggy) Smiley Wink


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 23 of 30
Valued Contributor

Re: 740!

Congrats to yourself also! My goal is also to get my score up to 760 for a mortgage some time this year and to hopefully get another card with a 10k or higher limit.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 24 of 30
Established Contributor

Re: 740!


ryanbush wrote:

Congrats to yourself also! My goal is also to get my score up to 760 for a mortgage some time this year and to hopefully get another card with a 10k or higher limit.


I was planning on a mortgage for later this year, but then decided against it for now.  I will have all my student loans report at the end of this year, and I'm not real sure I want to take on a mortgage yet until I see how that will all work out. 

 

It seems like we're on the same credit trajectory, as I just got my first and second $10,000+ credit cards last Fall.  Would love to have more, but my credit profile is so much better than it was one year ago that I'm very pleased with where I am right now. 

 

Good luck to you.  


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 25 of 30
Established Member

Re: 740!

SUPERLIKE !!!
MyFico - TU- Hawk Alert Smiley Sad MyFico EFX 726.
Amex Blue cash 15K; Bofa Cash rewards 20K; Bofa Travelrewards 10K; 2/13 myFico 709
Target Score 760-800
Gardening since Jan'13 hopefully till Jan '14
Message 26 of 30
Valued Contributor

Re: 740!


TNTransplant wrote:

ryanbush wrote:

Congrats to yourself also! My goal is also to get my score up to 760 for a mortgage some time this year and to hopefully get another card with a 10k or higher limit.


I was planning on a mortgage for later this year, but then decided against it for now.  I will have all my student loans report at the end of this year, and I'm not real sure I want to take on a mortgage yet until I see how that will all work out. 

 

It seems like we're on the same credit trajectory, as I just got my first and second $10,000+ credit cards last Fall.  Would love to have more, but my credit profile is so much better than it was one year ago that I'm very pleased with where I am right now. 

 

Good luck to you.  


nice, I've got a couple cards starting to close in on the 10k mark.  When I started 7 months ago my highest limit was 900, now my lowest limit is 1k and I have cards at 4k, 5k and 6k.   

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 27 of 30
Valued Contributor

Re: 740!

Congrats!!!!

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 28 of 30
Valued Contributor

Re: 740!

Grats. What stuck out to me is that a 740 score is only better than 58% of population. I just can't see 40% of US population having a better score.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Message 29 of 30
Valued Contributor

Re: 740!


Duncanrr wrote:
Grats. What stuck out to me is that a 740 score is only better than 58% of population. I just can't see 40% of US population having a better score.

that's exactly what I was thinking also, seems like an awfully lot of people with a 740 and above.

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Message 30 of 30