Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: 740!

Congrats Ryan!!!! That is awesome!!!

Lookin' to do the same for my own FICO!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: 740!

Thanks guys, it means a lot! 

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: 740!

Congrats!  Smiley Happy

 

There's just something about that 740 milestone (see siggy) Smiley Wink


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: 740!

Congrats to yourself also! My goal is also to get my score up to 760 for a mortgage some time this year and to hopefully get another card with a 10k or higher limit.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: 740!


ryanbush wrote:

Congrats to yourself also! My goal is also to get my score up to 760 for a mortgage some time this year and to hopefully get another card with a 10k or higher limit.


I was planning on a mortgage for later this year, but then decided against it for now.  I will have all my student loans report at the end of this year, and I'm not real sure I want to take on a mortgage yet until I see how that will all work out. 

 

It seems like we're on the same credit trajectory, as I just got my first and second $10,000+ credit cards last Fall.  Would love to have more, but my credit profile is so much better than it was one year ago that I'm very pleased with where I am right now. 

 

Good luck to you.  


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Member
Posts: 26
Registered: ‎03-07-2013
0

Re: 740!

SUPERLIKE !!!
MyFico - TU- Hawk Alert Smiley Sad MyFico EFX 726.
Amex Blue cash 15K; Bofa Cash rewards 20K; Bofa Travelrewards 10K; 2/13 myFico 709
Target Score 760-800
Gardening since Jan'13 hopefully till Jan '14
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: 740!


TNTransplant wrote:

ryanbush wrote:

Congrats to yourself also! My goal is also to get my score up to 760 for a mortgage some time this year and to hopefully get another card with a 10k or higher limit.


I was planning on a mortgage for later this year, but then decided against it for now.  I will have all my student loans report at the end of this year, and I'm not real sure I want to take on a mortgage yet until I see how that will all work out. 

 

It seems like we're on the same credit trajectory, as I just got my first and second $10,000+ credit cards last Fall.  Would love to have more, but my credit profile is so much better than it was one year ago that I'm very pleased with where I am right now. 

 

Good luck to you.  


nice, I've got a couple cards starting to close in on the 10k mark.  When I started 7 months ago my highest limit was 900, now my lowest limit is 1k and I have cards at 4k, 5k and 6k.   

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
Posts: 2,285
Registered: ‎09-16-2011
0

Re: 740!

Congrats!!!!

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: 740!

Grats. What stuck out to me is that a 740 score is only better than 58% of population. I just can't see 40% of US population having a better score.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: 740!


Duncanrr wrote:
Grats. What stuck out to me is that a 740 score is only better than 58% of population. I just can't see 40% of US population having a better score.

that's exactly what I was thinking also, seems like an awfully lot of people with a 740 and above.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.