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Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

763 Experian Score!

Too bad it's Fako from CreditSesame Smiley Very Happy

 

3.1 AAOA

0% Util

No baddie.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
0

Re: 763 Experian Score!

If you made that 0% UTL to 1% wouldnt that bump you a bit more?


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: 763 Experian Score!


BearsAndTurtlesRtheBest wrote:

If you made that 0% UTL to 1% wouldnt that bump you a bit more?


I'm not sure since it's all fako. To my best knowledge, the Amex CreditSecure is one of the most accurate fako, the score stay the same with 0% or 1% util.

 

All of my reports are frozen to keep Lexie happy Smiley Very Happy, any I cannot open anymore account. I opened 6 this years, and auto loans even know I just paid 2 off.

 

My AAoA was 5.1 and now it is 3.1

 

Since joining this site last year, my FICO that I know of goes from 633 to 750+ in 1 year. What can I say, TY SO MUCH myFICO. Smiley Happy

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
0

Re: 763 Experian Score!

[ Edited ]

Yup myfico is awesome!

EDIT: Congrats on the progress!


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
0

Re: 763 Experian Score!

It may be a FAKO but it shows upward bound Smiley Wink

+ Chase ink =




Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: 763 Experian Score!

My FAKO score is lower than my FICO. Credit karma has me at 653 TU while my FICO is 747 TU...wth. Lol. Usually the FAKO is higher right?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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