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8/5/13 App Spree!

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CREDITSURFER
Frequent Contributor

8/5/13 App Spree!

So went to Dodge dealership with 8.49% from USAA  and the dealership got me 4.19% on my 2012 Hyundai Elantra. Got home and decided to get some cards for me and the wife.

 

Me:

Discover IT $2500

Citi TYP $4500

Walmart Discover $400

Lowes $3000

Best Buy Decline

Barcaly Arrival Declined

Chase Freedom Declined

 

Wife:

Walmart $1500

Rooms To Go $2000

Barclay LL Bean $4500

Chase Disney Declined

Best Buy Declined

Old Navy Visa $1000 (8/6/13)

Discover IT $1500 (8/6/13)

 

We only had $300 and $500 BofA secured credit cards for 5 months and a VS for 3 months. I had a car loan for 19 months reporting.

 

Back to the garden for both of us for minimum of 1 year.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 1 of 15
14 REPLIES 14
tcbofade
Super Contributor

Re: 8/5/13 App Spree!

Wow.  Thats one heck of a spree!  Yay u and DW!

 

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 2 of 15
injustifiiable
Valued Contributor

Re: 8/5/13 App Spree!

A Wally Discover with a $400 limit? What are they smoking? lol

 

See if you can get more!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 3 of 15
CREDITSURFER
Frequent Contributor

Re: 8/5/13 App Spree!

ill call today. wife got more than me and i had better scores LOL.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 4 of 15
CREDITSURFER
Frequent Contributor

Re: 8/5/13 App Spree!

whats the credit solutions # for walmart.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 5 of 15
pt310
Frequent Contributor

Re: 8/5/13 App Spree!


@CREDITSURFER wrote:

whats the credit solutions # for walmart.


GE Moneybank: 866-519-6441 (Credit Analyst/Credit Solutions)

 

This is the number from the backdoor thread. Good Luck!

Message 6 of 15
halos24
Frequent Contributor

Re: 8/5/13 App Spree!

Did you call the Barclays backdoor#? They are pretty good on recon. Yes, yes I know people will say they are sensitive to new accounts but I was approved after a recon, and had opened about 5 new accounts soon after and nothing happen. Just my two cents since you already took the HP for the app.
MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Message 7 of 15
halos24
Frequent Contributor

Re: 8/5/13 App Spree!

Congrats by the way Smiley Happy.
MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Message 8 of 15
CREDITSURFER
Frequent Contributor

Re: 8/5/13 App Spree!

Wife just got Old Navy $1000.

 

I called barclay, no recon too many recent account/inquries. Walmart couldnt increase the $400 limit.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Message 9 of 15
09Lexie
Moderator Emerita

Re: 8/5/13 App Spree!

Message 10 of 15
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