Reply
Valued Member
Posts: 36
Registered: ‎05-04-2008
0

Re: 800 Club!

[ Edited ]

Congrats! I recently entered the 800 club as well for the first time. I went from 785 to 809! I believe it was because of my lower credit utilization. I went from about 17% to about 8% along with aging credit and inquiries coming off my credit. It says If I reduce my CU to about 2-3% my score could go up to the 830's.

FYI I have 6 CC average age 8 years, oldest account 16 years old, no negatives, balance on just 2 cards, and newest card now 2 years old.

 


Starting Score: 719
Current Score: 809
Goal Score: 825


Take the FICO Fitness Challenge

Established Contributor
Posts: 510
Registered: ‎04-16-2011
0

Re: 800 Club!

[ Edited ]

your oldest account is older than me >_< 

 

congrats on the 800, must look nice! 


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Valued Member
Posts: 36
Registered: ‎05-04-2008
0

Re: 800 Club!

I started tracking my score about 3 years ago. At that time I had several negs on my account and decided I wanted to change my course. I have be bouncing around the 750's- 780's for the better part of this year. I knew it would happen sometime soon. Congrats on raising your score so much!  You are where I was about a just over a year ago! Keep it up!


Starting Score: 719
Current Score: 809
Goal Score: 825


Take the FICO Fitness Challenge

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: 800 Club!

Congrats

Regular Contributor
Posts: 133
Registered: ‎03-29-2009
0

Re: 800 Club!

congrats.... want to be there someday myself!

Contributor
Posts: 143
Registered: ‎05-23-2011
0

Re: 800 Club!

Congrats!!! You r inspiring

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: 800 Club!

Unbelievable. GRATS!
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.