10-31-2012 03:38 PM - edited 10-31-2012 03:43 PM
Congrats! I recently entered the 800 club as well for the first time. I went from 785 to 809! I believe it was because of my lower credit utilization. I went from about 17% to about 8% along with aging credit and inquiries coming off my credit. It says If I reduce my CU to about 2-3% my score could go up to the 830's.
FYI I have 6 CC average age 8 years, oldest account 16 years old, no negatives, balance on just 2 cards, and newest card now 2 years old.
10-31-2012 03:40 PM - edited 10-31-2012 03:40 PM
your oldest account is older than me >_<
congrats on the 800, must look nice!
10-31-2012 03:46 PM
I started tracking my score about 3 years ago. At that time I had several negs on my account and decided I wanted to change my course. I have be bouncing around the 750's- 780's for the better part of this year. I knew it would happen sometime soon. Congrats on raising your score so much! You are where I was about a just over a year ago! Keep it up!
11-01-2012 06:12 AM
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