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800 Club!

Valued Member

Re: 800 Club!

Congrats! I recently entered the 800 club as well for the first time. I went from 785 to 809! I believe it was because of my lower credit utilization. I went from about 17% to about 8% along with aging credit and inquiries coming off my credit. It says If I reduce my CU to about 2-3% my score could go up to the 830's.

FYI I have 6 CC average age 8 years, oldest account 16 years old, no negatives, balance on just 2 cards, and newest card now 2 years old.

 


Starting Score: 719
Current Score: 809
Goal Score: 825


Take the FICO Fitness Challenge

Established Contributor

Re: 800 Club!

your oldest account is older than me >_< 

 

congrats on the 800, must look nice! 


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Valued Member

Re: 800 Club!

I started tracking my score about 3 years ago. At that time I had several negs on my account and decided I wanted to change my course. I have be bouncing around the 750's- 780's for the better part of this year. I knew it would happen sometime soon. Congrats on raising your score so much!  You are where I was about a just over a year ago! Keep it up!


Starting Score: 719
Current Score: 809
Goal Score: 825


Take the FICO Fitness Challenge

Established Contributor

Re: 800 Club!

Congrats

Regular Contributor

Re: 800 Club!

congrats.... want to be there someday myself!

Contributor

Re: 800 Club!

Congrats!!! You r inspiring

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Established Contributor

Re: 800 Club!

Unbelievable. GRATS!
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |