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99/500 and AmEx

Established Contributor

99/500 and AmEx

I have the envelope stuffed with my 99/500 acceptance form.  I havent mailed it yet only because of unknown reaction AmEx will have to a new secured trade line on my credit report.  I really want BofA in my wallet.  After reading so many positive posts about BofA and so many negative posts on AmEx it seems to me that losing AmEx and gaining BofA isnt such a bad play. 
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
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4 REPLIES
Established Contributor

Re: 99/500 and AmEx


UpNComing wrote:
I have the envelope stuffed with my 99/500 acceptance form. I havent mailed it yet only because of unknown reaction AmEx will have to a new secured trade line on my credit report. I really want BofA in my wallet. After reading so many positive posts about BofA and so many negative posts on AmEx it seems to me that losing AmEx and gaining BofA isnt such a bad play.





Don't have any hesitation. Mail that baby in.

I highly doubt a new (small) $500 trade line will stir their jollies.

And besides, it's secured. You're spending YOUR credit line, not theirs.

Congrats on the 99/500. I would gladly take that over a $1000 unsecured any day, due to the potential that card has!

Message Edited by aftermath on 06-25-2008 09:27 PM
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 2 of 5
Established Contributor

Re: 99/500 and AmEx



aftermath wrote:
 
Congrats on the 99/500. I would gladly take that over a $1000 unsecured any day, due to the potential that card has!



Thanks! Smiley Happy
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 3 of 5
Valued Contributor

Re: 99/500 and AmEx



aftermath wrote:


Congrats on the 99/500. I would gladly take that over a $1000 unsecured any day, due to the potential that card has!

Message Edited by aftermath on 06-25-2008 09:27 PM

What about a BoA, $1000 unsecured line?  I was thinking about applying with them.  Should I make some late payments so I can be denied and get the 99/500 counter-offer?  Smiley Very Happy
 
But seriously, OP, the whole forum is raving about how amazing that card is, so I'd mail it in while I had the chance.

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Established Contributor

Re: 99/500 and AmEx

In the mail this morning.  It will be interesting to see if Amex reacts.  I keep expecting something to happen after reading so many negative posts.  I'm almost feeling left out Smiley Happy.
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
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