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Posts: 103
Registered: ‎05-17-2009
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A Couple Of PenFed Questions.

[ Edited ]

Question 1.  Tried adding my GF as AU, PF sent me some paperwork to fill out. Common things such as Name,Dob,and SS#. I called today to check the status , the Csr I spoke to told me that PF dosent report Au. Is that true.

 

Question 2. I have only been a PF member, for a little or a month. Would like to get there Amex card for the miles, was told that if you apply within 60-90 of your original approval.They would go off your previous report when you joined and would not be a hard pull.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Established Contributor
Posts: 538
Registered: ‎08-05-2009
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Re: A Couple Of PenFed Questions.


b71913 wrote:

Question 1.  Tried adding my GF as AU, PF sent me some paperwork to fill out. Common things such as Name,Dob,and SS#. I called today to check the status , the Csr I spoke to told me that PF dosent report Au. Is that true. True.  I'm an AU on my wife's Platinum Cash Rewards Visa. They do not report me to any of the three credit bureaus.

Question 2. I have only been a PF member, for a little or a month. Would like to get there Amex card for the miles, was told that if you apply within 60-90 of your original approval.They would go off your previous report when you joined and would not be a hard pull. I thought it was 30 days at the time but not sure. She applied for the credit card within a couple of weeks after becoming a member with one hard pull.


 

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797

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