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cowpaddi wrote:Bunny, Weed out any baddies, prune cards that will not grow with you and apply fertilizer of on time payments,account age and low util to all remaining accounts and watch scores grow. When scores get high enough pick new card if interested.
@Anonymous wrote:
Bunny, Weed out any baddies, prune cards that will not grow with you and apply fertilizer of on time payments,account age and low util to all remaining accounts and watch scores grow. When scores get high enough pick new card if interested.
Perfect! Couldn't have said it better myself.
Gardening involves time and patience (not my strong point!), but my scores went up around a hundred points in less than a year just from waiting and minimizing util and waiting some more, so I guess I can do it again.
edit: I doubt I can do the hundred points in a year thing again, LOL --I meant that I can wait and be patient again.
Message Edited by haulingthescoreup on 03-10-2008 04:10 AM