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Established Member
InSearchOf720
Posts: 32
Registered: ‎01-31-2008

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

Thanks yalll!!! :smileyvery-happy:
Scores Transunion-680 Equifax-661 Experian-701
As of 11/8/08
Scores Transunion-719 Equifax-697 Experian-788
Contributor
cowpaddi
Posts: 270
Registered: ‎02-06-2008

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

WTG It will not be long before you are at 700 on all 3. Goal for this next yr. 750?
Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

Alright,    Congratulations InSearch!!
 
Your next alert setting would be 700 I believe.  
Then let us know when you join the 700 club.  :smileywink:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

I have a feeling that OP is aiming for 720. :smileywink:

Congrats, InSearchOf 720 !


(BTW, if you want more frequent score alerts, change your setting to 659, your current score. That doesn't make any sense whatsoever, but it does seem to work.)
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

hauling, how you do the credit gardening?    I am interested ...
 
"Done credit hunting; time for credit gardening.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Contributor
cowpaddi
Posts: 270
Registered: ‎02-06-2008

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

Bunny, Weed out any baddies, prune cards that will not grow with you and apply fertilizer of on time payments,account age and low util to all remaining accounts and watch scores grow. When scores get high enough pick new card if interested.
Valued Contributor
bunnyrabbit
Posts: 1,413
Registered: ‎01-20-2008

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

[ Edited ]


cowpaddi wrote:
Bunny, Weed out any baddies, prune cards that will not grow with you and apply fertilizer of on time payments,account age and low util to all remaining accounts and watch scores grow. When scores get high enough pick new card if interested.


Thanks  cowpaddi,   I got it!!
Since  Weed out any baddies, prune cards that will not grow with you and apply fertilizer of on time payments  does not apply to me, I will let account age and low util to all remaining accounts and watch scores grow. When scores get high enough pick new card if interested....  may be.
 
hauling,   I love the way you put the word of GARDENING!   :smileyvery-happy:


Message Edited by bunnyrabbit on 03-09-2008 10:01 PM
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

[ Edited ]

cowpaddi wrote:
Bunny, Weed out any baddies, prune cards that will not grow with you and apply fertilizer of on time payments,account age and low util to all remaining accounts and watch scores grow. When scores get high enough pick new card if interested.

Perfect! Couldn't have said it better myself.

Gardening involves time and patience (not my strong point!), but my scores went up around a hundred points in less than a year just from waiting and minimizing util and waiting some more, so I guess I can do it again. :smileywink:


edit: I doubt I can do the hundred points in a year thing again, LOL --I meant that I can wait and be patient again.

Message Edited by haulingthescoreup on 03-10-2008 04:10 AM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Member
InSearchOf720
Posts: 32
Registered: ‎01-31-2008

Re: A FICO Watchers Dream....My Target Score Has Been Reached!!!!!

Thanks for all of your support. Yep my next goal is a 720 :smileywink: and I'll let yall know when I get there and join the 700 club :smileyhappy:
Scores Transunion-680 Equifax-661 Experian-701
As of 11/8/08
Scores Transunion-719 Equifax-697 Experian-788

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