A Farewell to Zync

[a3quit4s]

Closed mine last night and got the Amex PRG instead. Zync just felt entry level to me

[flowfaster]

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@navigatethis12 wrote:

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@webhopper wrote:

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@Open123 wrote:

I suppose if there ever was a $25 fee 0.50% rewards (1% retail non-cash gift cards! LOL) card I'd pay for, it'd be this one.

Hate to admit it, but I do have a little bit of an irrational preference for Amex charges.  It's far and away my favorite form of credit card payment. I just wish they wouldn't charge so much for the privilege of paying in full within 30 days, or raise the rewards a little.  At least, waive the forex fee on a $95 card like Chase does on the CSP.

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I agree with this 100%.

I wish Amex would waive the Forex Fee on the PRG...  seems like for $175 AF its the least they could do.

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It's odd to me because they waive the foreign transaction fee with Bluebird and that isn't even a credit card. They waive it with the Platinum family of cards, but even Capital One's secured cards have no foreign transaction fees.

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It's because their target demographic for these cards (green/gold/plat) do not care about saving money.  I mean lets face it, almost any other rewards card has better rewards than MR has to offer.  They figure whoever already pays $95 for horrible rewards and mediocre CS could care less about a 3% FTF.  Now the demographic that the BlueBird targets is different.  3% here would mean not being able to afford that extra item at Walmart.

[CreditCrusader]

A haiku ode to your farewell:

Oh Amex truest
You are the very newest
Member of my trash

[navigatethis12]

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@flowfaster wrote:

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It's because their target demographic for these cards (green/gold/plat) do not care about saving money.  I mean lets face it, almost any other rewards card has better rewards than MR has to offer.  They figure whoever already pays $95 for horrible rewards and mediocre CS could care less about a 3% FTF.  Now the demographic that the BlueBird targets is different.  3% here would mean not being able to afford that extra item at Walmart.

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LOL. I was thinking that people who have to have a prepaid debit card, instead of a chequing account, probably aren't the ones to be leaving the country anyway. I do see it how you're putting though and you are probably right.

[Duncanrr]

You will have to pry my unicorn from my cold dead hand before I give it up. $25 for 20 years of backdated goodness plus the fun of throwing it down every-now-and-again. Worth it.

Plus, just got $25 gift card from AMC with $5 statement credit. Those alone can pay for AF.

[p-]

Not sure if anyone else noticed, but they're doing targeted offers under the "my offers" tab on the Unicorn.  I used my card at Olive Garden last night, and by morning I had an email confirmation of 5 dollars back on 30 spent.  That's over 15% cashback, and 20% of my annual fee in one transaction.

They also have an offer for 25 bucks back on 100 spent at Sony...  If I need anything from there, it covers the AF in one transaction.  Best of all there's no special online mall or gift cards.  I saw the OG one a few weeks ago, selected it, and forgot about it until I used my card and got the bonus.

There's not that many offers yet, but I'm hoping it will grow.

[Open123]

If small business Saturday continues, this card will always pay for itself.