A Year With Sallie...

[Runitup]

...and I'm just noticing that points are awarded immediately and useable upon transaction posting.  Does Barclay do that with the rest of their cards?  Don't the rest of the issuers award points at the next statement cut or with AMEX, two months later?  

[Anonymous]

Barclays does that with all the cards I have seen.

[kdm31091]

I guess it can depend on the Barclay card but generally yes they post right away. My cashforward rewards show up as soon as transactions clear. One small annoyance I've noticed with Barclay is that transactions only clear like 4 days out of the week. They seem to take a very long "weekend" period where things sit pending for awhile. I think it's Friday, Sat and Sunday that the  transactions won't clear. Really not a big deal, but kind of weird.

When I had the Upromise card, the rewards didn't show up at all on Barclay's site other than the monthly statement, so those only refreshed monthly and then took some time to appear in Upromise. But that's a cobranded, unique situation/card.

[Callandra]

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@kdm31091 wrote:

I guess it can depend on the Barclay card but generally yes they post right away. My cashforward rewards show up as soon as transactions clear. One small annoyance I've noticed with Barclay is that transactions only clear like 4 days out of the week. They seem to take a very long "weekend" period where things sit pending for awhile. I think it's Friday, Sat and Sunday that the  transactions won't clear. Really not a big deal, but kind of weird.

When I had the Upromise card, the rewards didn't show up at all on Barclay's site other than the monthly statement, so those only refreshed monthly and then took some time to appear in Upromise. But that's a cobranded, unique situation/card.

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Yeah, I've noticed this too. A lot of times charges I make on Friday evening won't post until the following Tuesday.  Anything on Sat/Sun also won't post until Tuesday. It doesn't really bother me that much though. 

I don't know about the other Barclays cards but Rewards was the same as Sallie - rewards posted right away when the transaction posted. I've found this system to be very user friendly. 

[Anonymous]

I wouldn't blame co-branded as much as unique, perhaps. SM is co-branded and mine post awesomely

[Anonymous]

What happens if you return the item etc. do they obviously take back the points next time they are earned?

[Anonymous]

The remove the points that were gained from that transaction

[kdm31091]

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@Anonymous wrote:

What happens if you return the item etc. do they obviously take back the points next time they are earned?

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Haven't done it specifically on a Barclay card but yes, the points will be taken back in accorance with however the bank calculates points (whether it's monthly or by transaction). So with Barclay's I assume you lose the points as soon as the return processes.

[CreditCuriosity]

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@Anonymous wrote:
Barclays does that with all the cards I have seen.

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Not Hawaiian airlines, cant speak for other co-branded cards.. At statement cut... Love my SM for the reason I can redeem once or twice a month depending on usage

[Anonymous]

Gotta love my girl Sallie.