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Established Member
Posts: 37
Registered: ‎04-13-2013
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A couple questions about AMEX PRG

HI, I signed up for the Amex PRG, April 2013.

Soon after - I was accepted for the Amex BCE - Which I found more attractive because of the cashback. I haven't used the PRG since summer 2013 and wish not to pay the annual fee either by a product change or a card cancellation. 

 

When is the $175 Annual fee due?

Is it possible to get a PC from Amex PRG  to the FNBO (First National Bank of Omaha) Amex? 

FICO (04/14): 752 1) Too many inquiries 2)Student loan

Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
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Re: A couple questions about AMEX PRG


SteveCi wrote:

HI, I signed up for the Amex PRG, April 2013.

Soon after - I was accepted for the Amex BCE - Which I found more attractive because of the cashback. I haven't used the PRG since summer 2013 and wish not to pay the annual fee either by a product change or a card cancellation. 

 

When is the $175 Annual fee due?

Is it possible to get a PC from Amex PRG  to the FNBO (First National Bank of Omaha) Amex? 


No 2 different banks FNBO just uses the Amex network

The AF will be due a year after approval so roughly March 2014 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Member
Posts: 37
Registered: ‎04-13-2013
0

Re: A couple questions about AMEX PRG

Thank you for your time and answers! Smiley Happy

FICO (04/14): 752 1) Too many inquiries 2)Student loan

Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: A couple questions about AMEX PRG


SteveCi wrote:

Thank you for your time and answers! Smiley Happy


Not a problem glad to help 

Forgot to add I have the FNBO Amex and love it

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Member
Posts: 37
Registered: ‎04-13-2013
0

Re: A couple questions about AMEX PRG

It's got style! 

 

This pre-approved offer is for a NPSL version.

 

FNBO stores SP every four months for CLI purposes, which seems fun and they're generous with their CL. 

 

Having the NPSL version - I wouldn't get any CLI's right?  CLI's are my second favorite reason to use credit cards (it's fun!), first being the rewards. 

 

FICO (04/14): 752 1) Too many inquiries 2)Student loan

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Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: A couple questions about AMEX PRG


SteveCi wrote:

It's got style! 

 

This pre-approved offer is for a NPSL version.

 

FNBO stores SP every four months for CLI purposes, which seems fun and they're generous with their CL. 

 

Having the NPSL version - I wouldn't get any CLI's right?  CLI's are my second favorite reason to use credit cards (it's fun!), first being the rewards. 

 


Oh no NPSL also still gets SP CLI's 

All you do is call them up and ask do I have any pre-approval CLI's 

Easy as 1 2 3

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

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