Reply
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: A customer just handed me a chase palladium card


silver0187 wrote:

how did you react to it lol


drsmith wrote:

Professionally

 

I'm sure his rear is raw from all the kissing.



lulz  :smileyvery-happy:

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
New Member
shaggy2626
Posts: 4
Registered: ‎01-18-2012
0

Re: A customer just handed me a chase palladium card

[ Edited ]

I’m 26 years old and just actually applied for this card as a regular customer from chase.com and I got approved. I had to fill out an app and fax it over to them they didn’t ask my for any bank statements or anything like that. I don’t know what the whole hype is about it that you have to have 5 million in the bank or private banker. I have a feeling they are giving out the card easy now and then in a year from now they are going to make it exclusive like American express centurion, whom they let everyone apply in the beginning and then they made it by invite only.

Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: A customer just handed me a chase palladium card

 

Nice ~ it states that the card is actually made out of Palladium ( whatever that is....) which sells for over $800/ounce, so you could melt the card down for scrap...:smileywink:

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: A customer just handed me a chase palladium card


shaggy2626 wrote:

I’m 26 years old and just actually applied for this card as a regular customer from chase.com and I got approved. I had to fill out an app and fax it over to them they didn’t ask my for any bank statements or anything like that. I don’t know what the whole hype is about it that you have to have 5 million in the bank or private banker. I have a feeling they are giving out the card easy now and then in a year from now they are going to make it exclusive like American express centurion, whom they let everyone apply in the beginning and then they made it by invite only.


I didnt know that people could apply for the Black Card before. Always thought it was by invitation only




Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: A customer just handed me a chase palladium card


pizzadude wrote:

 

Nice ~ it states that the card is actually made out of Palladium ( whatever that is....) which sells for over $800/ounce, so you could melt the card down for scrap...:smileywink:


Yeah and if you lose the card, your replacement is the plastic version.




Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: A customer just handed me a chase palladium card


pizzadude wrote:

 

Nice ~ it states that the card is actually made out of Palladium ( whatever that is....) which sells for over $800/ounce, so you could melt the card down for scrap...:smileywink:


Expensive metal. I read that the card itself cost $1000




New Contributor
jo75olds
Posts: 50
Registered: ‎08-18-2011
0

Re: A customer just handed me a chase palladium card


shaggy2626 wrote:

I’m 26 years old and just actually applied for this card as a regular customer from chase.com and I got approved. I had to fill out an app and fax it over to them they didn’t ask my for any bank statements or anything like that. I don’t know what the whole hype is about it that you have to have 5 million in the bank or private banker. I have a feeling they are giving out the card easy now and then in a year from now they are going to make it exclusive like American express centurion, whom they let everyone apply in the beginning and then they made it by invite only.



Whats your credit score like???


Starting Score: EQ: 632, TU: 715, EX: 700
Current Score: EQ: 684, TU: 684, EX: 696
Goal Score: 825+


Take the FICO Fitness Challenge

New Member
shaggy2626
Posts: 4
Registered: ‎01-18-2012
0

Re: A customer just handed me a chase palladium card

Around 740 but now a days score doesn’t mean anything, it goes by account history and high balance installments. Put is this way my buddy has a 790 score and didn’t get approved I have a 740 and I did. 

Regular Contributor
Mickey11
Posts: 236
Registered: ‎12-09-2011
0

Re: A customer just handed me a chase palladium card


shaggy2626 wrote:

Around 740 but now a days score doesn’t mean anything, it goes by account history and high balance installments. Put is this way my buddy has a 790 score and didn’t get approved I have a 740 and I did. 


Could you explain a little more about your credit profile so those of us who have the card as a goal know how to prepare for it?


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
New Member
shaggy2626
Posts: 4
Registered: ‎01-18-2012
0

Re: A customer just handed me a chase palladium card

what do you currentley have on your credit report now? history? how much available credit are you using and how much is available?


Mickey11 wrote:

shaggy2626 wrote:

Around 740 but now a days score doesn’t mean anything, it goes by account history and high balance installments. Put is this way my buddy has a 790 score and didn’t get approved I have a 740 and I did. 


Could you explain a little more about your credit profile so those of us who have the card as a goal know how to prepare for it?

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}