First: my dad still has me as an AU on an account. It is from 2003 and is my oldest account. Current AAoA is around 5.3 yrs.
However, the balance is like $700/$1000 which is hurting my Util. I know util is weighed more heavily but my AAoA will nosedive too.
Thoughts on removing me? I know it's a ymmv deal but anyone else have this issue?
Also, I want to app for a CSP. I have 2 freedoms because the second one was some other type of account that Chase switched to Freedom a few years back without me asking them to. I like having both for the 5% categories but could use a csp for travel.
I want to combine the 2 freedom CL's and app for a CSP. I also am thinking about opening a chase checking. However, I don't want numerous inquiries. Will they run it all off of one?
If you go through their EO it is possible they can do all of that off of 1 HP.
As for the AU question, is he planning on PIF anytime soon??
Need more info - total available CL, current util rate, scores, baddies, inqs?
If you get approved for the CSP, combining CLs from other chase cards is very easy to do. Not sure about a HP for the checking but I do know that chase is very HP happy.