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Established Member
nodak64
Posts: 42
Registered: ‎02-26-2013
0

A good CU that pulls Experian? Preferably soft pull?

Just had an impromtu app spree And scored a SPG, IT, Freedom, and unsecured a us bank card. Hitting the garden but I want to start building a CU relationship to eventually app for a very low apr card with a good high limit. Any recomendations?

 

Prefer EX as my score is 736

Other two around 670.

 

Thanks!!

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Valued Contributor
DaveSignal
Posts: 2,093
Registered: ‎07-29-2011
0

Re: A good CU that pulls Experian? Preferably soft pull?

SDFCU will pull EX.  APR is 6.99%   And the card is AWESOME.

EX:694 TU:744 EQ:701
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Senior Contributor
Ron1
Posts: 4,811
Registered: ‎05-23-2009
0

Re: A good CU that pulls Experian? Preferably soft pull?

Andrews FCU also pulls EXP. They offer as low as 7.99%. 1.90% APR for purchases and BT for the first 9 months.  It has a EMV chip.

 

 

Ron.

Established Member
nodak64
Posts: 42
Registered: ‎02-26-2013
0

Re: A good CU that pulls Experian? Preferably soft pull?

Sounds excellent. Soft, Hard, Or ymmv?

Senior Contributor
Ron1
Posts: 4,811
Registered: ‎05-23-2009
0

Re: A good CU that pulls Experian? Preferably soft pull?

[ Edited ]

nodak64 wrote:

Sounds excellent. Soft, Hard, Or ymmv?


HP. By the way, Andrews might sent you pre-approval after a year.

 

Ron.

Community Leader
Valued Contributor
DaveSignal
Posts: 2,093
Registered: ‎07-29-2011
0

Re: A good CU that pulls Experian? Preferably soft pull?


nodak64 wrote:

Sounds excellent. Soft, Hard, Or ymmv?


Both mentioned cards have EMV and are both chip+PIN.  I am not a member at Andrews, but the SDFCU will soft pull for membership and hard pull for the visa.

EX:694 TU:744 EQ:701
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Established Contributor
Simply827
Posts: 651
Registered: ‎10-15-2012
0

Re: A good CU that pulls Experian? Preferably soft pull?

If you live or have a family member in PA, PSECU SPs for membership.


Starting Score: 515
Current Score: EQ 667 EX 670 TU 683
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Chase Freedom $4000 | Citi TYP $3500 | Barclay Ring $3500 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
Established Member
nodak64
Posts: 42
Registered: ‎02-26-2013
0

Re: A good CU that pulls Experian? Preferably soft pull?

I like the sound of sdfcu gonna go that route. Thanks for the helpul replies


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