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A good CU that pulls Experian? Preferably soft pull?

Established Member

A good CU that pulls Experian? Preferably soft pull?

Just had an impromtu app spree And scored a SPG, IT, Freedom, and unsecured a us bank card. Hitting the garden but I want to start building a CU relationship to eventually app for a very low apr card with a good high limit. Any recomendations?

 

Prefer EX as my score is 736

Other two around 670.

 

Thanks!!

Message 1 of 8
7 REPLIES
Valued Contributor

Re: A good CU that pulls Experian? Preferably soft pull?

SDFCU will pull EX.  APR is 6.99%   And the card is AWESOME.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 2 of 8
Super Contributor

Re: A good CU that pulls Experian? Preferably soft pull?

Andrews FCU also pulls EXP. They offer as low as 7.99%. 1.90% APR for purchases and BT for the first 9 months.  It has a EMV chip.

 

 

Ron.

Message 3 of 8
Established Member

Re: A good CU that pulls Experian? Preferably soft pull?

Sounds excellent. Soft, Hard, Or ymmv?

Message 4 of 8
Super Contributor

Re: A good CU that pulls Experian? Preferably soft pull?


nodak64 wrote:

Sounds excellent. Soft, Hard, Or ymmv?


HP. By the way, Andrews might sent you pre-approval after a year.

 

Ron.

Message 5 of 8
Valued Contributor

Re: A good CU that pulls Experian? Preferably soft pull?


nodak64 wrote:

Sounds excellent. Soft, Hard, Or ymmv?


Both mentioned cards have EMV and are both chip+PIN.  I am not a member at Andrews, but the SDFCU will soft pull for membership and hard pull for the visa.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 6 of 8
Established Contributor

Re: A good CU that pulls Experian? Preferably soft pull?

If you live or have a family member in PA, PSECU SPs for membership.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 7 of 8
Established Member

Re: A good CU that pulls Experian? Preferably soft pull?

I like the sound of sdfcu gonna go that route. Thanks for the helpul replies

Message 8 of 8