11-15-2008 09:59 PM
Heirophant if you are still out there, do you still have this spreadsheet available? Does anyone on the board have this spreadsheet? Thanks in advance.
heirophant wrote:Here is a spreadsheet I created the last couple of days to help me keep track of all of my pending payments to CC's and other ACH payments as well as Checks. I just update the balance on my spreadsheet in my checking account and delete the payments that have cleared my bank account. Then, if I schedule more payments, I add it to the spreadsheet. Great tool to keep you from overdrafting because you forgot about a payment and doubled up.This spreadsheet also keeps track of utilization for you and gives you FICO friendly tips and warnings. I have 3 tabs at the bottom. A Current, Last Statement, and Example sheet. Yes, the example sheet actually has my CL's and pending payments, although I made up the number for my bank balance. Nobody needs that info but me. Just fill in the info on the Current tab, it will automatically copy to the Last Statement tab, except for the balance. I use the Last statement tab to keep track of what balance reported at statement close. Whatever you do, don't change the Utilizatinon field at all and only change the balance field on the At last statement tab. Also, only print page 1 if you print.Hope this helps everyone keep track of your finances. Please give feedback if you find something I should add in or if there is an error you find.
11-16-2008 06:52 AM
11-16-2008 08:04 AM
Can't get it- I keep getting message, invalid hostname
I know. My question is does anyone have this spreadsheet or any other spreadsheet they find useful.
11-16-2008 01:00 PM
The Mortgage Professor at
has many excellent spreadsheets and other tools.
Also the calculators page at
is an excellent resource
11-16-2008 01:50 PM
i think i've seen recent posts from OP maybe send a PM if you haven't already.
PurpleHaze wrote: I know. My question is does anyone have this spreadsheet or any other spreadsheet they find useful.
11-18-2008 11:21 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.