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Established Contributor
Posts: 717
Registered: ‎03-05-2008
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Re: A helpful spreadsheet tool

Heirophant if you are still out there, do you still have this spreadsheet available? Does anyone on the board have this spreadsheet?  Thanks in advance.

 


heirophant wrote:
Here is a spreadsheet I created the last couple of days to help me keep track of all of my pending payments to CC's and other ACH payments as well as Checks.  I just update the balance on my spreadsheet in my checking account and delete the payments that have cleared my bank account.  Then, if I schedule more payments, I add it to the spreadsheet.  Great tool to keep you from overdrafting because you forgot about a payment and doubled up.
This spreadsheet also keeps track of utilization for you and gives you FICO friendly tips and warnings.  I have 3 tabs at the bottom.  A Current, Last Statement, and Example sheet.  Yes, the example sheet actually has my CL's and pending payments, although I made up the number for my bank balance.  Nobody needs that info but me.  Just fill in the info on the Current tab, it will automatically copy to the Last Statement tab, except for the balance.  I use the Last statement tab to keep track of what balance reported at statement close.  Whatever you do, don't change the Utilizatinon field at all and only change the balance field on the At last statement tab.  Also, only print page 1 if you print.
Hope this helps everyone keep track of your finances.  Please give feedback if you find something I should add in or if there is an error you find.

 


Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Regular Contributor
Posts: 234
Registered: ‎05-06-2008
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Re: A helpful spreadsheet tool

Can't get it- I keep getting  message, invalid hostname
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Established Contributor
Posts: 717
Registered: ‎03-05-2008
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Re: A helpful spreadsheet tool


mymoneynow wrote:
Can't get it- I keep getting  message, invalid hostname

 

 

I know. My question is does anyone have this spreadsheet or any other spreadsheet they find useful.


Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Senior Contributor
Posts: 3,240
Registered: ‎04-03-2008

Re: A helpful spreadsheet tool

The Mortgage Professor at

www.mtgprofessor.com/

has many excellent spreadsheets and other tools.

 

Also the calculators page at

www.bankrate.com

is an excellent resource

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Senior Contributor
Posts: 3,726
Registered: ‎01-10-2008
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Re: A helpful spreadsheet tool

i think i've seen recent posts from OP maybe send a PM if you haven't already.

 


PurpleHaze wrote: I know. My question is does anyone have this spreadsheet or any other spreadsheet they find useful.

 

 

 

06/13: TU 779 (Barclays) EQ 771 (DCU) EX 765 (PSECU)
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Established Contributor
Posts: 532
Registered: ‎11-25-2007

Re: A helpful spreadsheet tool

To anyone who wants the spreadsheet still, I will post a new link tonight.  The free storage site I was using went out of business and the thread died, so I never reposted the link.
FICO's: TU: 682 EX: 688 EQ: Unknown

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