Credit Cards

[lookingfor700]

 I got a letter from Hooters last Friday. It stated that my CL was based on them not having my Income information missing or they where unable to verify it. They want me to fax a copy of my W-2 or a recent pay stub? Does this sound right? Anyone else get this letter before?

Thanks

[FretlessMayhem]

I haven't read any posts regarding pay stubs and hooters, but I have read a bunch that speak about how stingy Hooters has become. Some people have posted that they couldn't get approved this year because they opened a mortgage in 2004, which I find pretty odd.

I know that a lot of creditors are tightening the reigns due to the current economy, and given the circumstances I don't think the request for a pay stub is out of the ordinary.

[rred4]

What is your TU score and what is your cedit limit

[Tszone]

I also received the same letter. I fax in a copy of my paystub today and just call a minute ago to check my limit and they increased it 500 better then nothing i guess. good luck.

[lookingfor700]

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rred4 wrote:

What is your TU score and what is your cedit limit

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622 TU and they gave me $500 CL, i just faxed my pay stub to them. I make 50k a year so ill let you know what they do.

[FretlessMayhem]

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lookingfor700 wrote:

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rred4 wrote:

What is your TU score and what is your cedit limit

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622 TU and they gave me $500 CL, i just faxed my pay stub to them. I make 50k a year so ill let you know what they do.

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That's the exact same CL I got with the exact same income when I applied there last year. Perhaps there is a method to their madness.

[lookingfor700]

Maybe when they see my check stubs they will give me some love... Shoot HSBC and Sears Gave me $1900 CL