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A little humor for you Capitol One folks lol!!!

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wacdenney
Valued Contributor

Re: A little humor for you Capitol One folks lol!!!


@kdm31091 wrote:

Nixon, you got one? I am really surprised. I thought you hated Capital One more than most people, lol


You're thinking of me...  Smiley Very Happy

Message 11 of 30
b_diddy
Established Contributor

Re: A little humor for you Capitol One folks lol!!!

I bet if we took a survey, 95%+ of all rebuilders and anyone with a blemish used Cap1 as part of their comeback at some point.  I really can't hate them for that ... :-)  I just recognize their limitations and business model and treat their cards accordingly.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 12 of 30
Imperfectfuture
Super Contributor

Re: A little humor for you Capitol One folks lol!!!


@Anonymous wrote:
Hilarious Smiley Very Happy Thanks for the early morning chuckle

Double the emotion.  Don't want a venture, because not on my game plan Smiley Tongue

Signature needs updating
Message 13 of 30
CreditMagic7
Mega Contributor

Re: A little humor for you Capitol One folks lol!!!

And as for lowly CM7, i can't be anything more than completely overjoyed and vindicated! with Capital One now. 

 

I kinda see this as a form of some redeeming value FINALLY.

 

I mean, after having had a GM Elite MC stuck at $600

 

Even the irony of it came back to haunt me after i seen someone pay a purchase with that same type GM card at a store i was in yesterday.

 

How is that for some humor Smiley Indifferent

Message 14 of 30
montana586
Regular Contributor

Re: A little humor for you Capitol One folks lol!!!

I still have their secured card from 4yrs ago don't know if ill ever close it.

Starting Score: 675EQ 698 TU
Current Score: 698TU 675EQ
Goal Score: 720+


Take the myFICO Fitness Challenge


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Trans Fico 698
EX662
Message 15 of 30
Anonymous
Not applicable

Re: A little humor for you Capitol One folks lol!!!

What do you mean they won't grow with you?  I've been having some decent luck with them recently.

 

Platinum prestige 750=>1k=>2.5k=>5K PC'd to QS WMC

 

QS at 4K recently approved and then called a month later, CLI to 5K

 

another QS at 5K approved within the same week (sent in 2 prequals and they both came back with 4k)  While asking for the CLI on the other QS, they changed this to 5K as well.  Asked to PC to Venture but they couldn't.  Instead, they moved to a Venture one with no AF and changed the rewards to be 2X instead of 1.25 for life of card.

 

Subsequently, applied for Venture just for the heck of it and approved for 5K instantly on Visa Sig.

 

Four C1 Cards made in to 20k within the past 3 months.  17.5 of the 20k was added in the past 3 months.  

 

Maintaining 0-10% balance on total CL.

Message 16 of 30
B335is
Moderator Emeritus

Re: A little humor for you Capitol One folks lol!!!

Capitol is misspelled. Capitol would be a building Smiley Tongue
Message 17 of 30
Anonymous
Not applicable

Re: A little humor for you Capitol One folks lol!!!


@Anonymous wrote:

What do you mean they won't grow with you?  I've been having some decent luck with them recently.

 

Platinum prestige 750=>1k=>2.5k=>5K PC'd to QS WMC

 

QS at 4K recently approved and then called a month later, CLI to 5K

 

another QS at 5K approved within the same week (sent in 2 prequals and they both came back with 4k)  While asking for the CLI on the other QS, they changed this to 5K as well.  Asked to PC to Venture but they couldn't.  Instead, they moved to a Venture one with no AF and changed the rewards to be 2X instead of 1.25 for life of card.

 

Subsequently, applied for Venture just for the heck of it and approved for 5K instantly on Visa Sig.

 

Four C1 Cards made in to 20k within the past 3 months.  17.5 of the 20k was added in the past 3 months.  

 

Maintaining 0-10% balance on total CL.


This seems to be exactly the problem...for one person they grow perfectly for another they stay stuck in nowhere land. Obviously there is a reason but often the reason is not apparent or it makes no sense. 

Message 18 of 30
Anonymous
Not applicable

Re: A little humor for you Capitol One folks lol!!!

My platinum prestige (Now a QS WMC) has also (SLOWLY) grown...

Has it grown as much as I'm necessarily happy with? No.
Message 19 of 30
montana586
Regular Contributor

Re: A little humor for you Capitol One folks lol!!!

They definitely like something about your profile. But for most people they dont grow as well unless your heavily using their card from what ive read anyway

Starting Score: 675EQ 698 TU
Current Score: 698TU 675EQ
Goal Score: 720+


Take the myFICO Fitness Challenge


EQ fico 675
Trans Fico 698
EX662
Message 20 of 30
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