Credit Cards

[Juan123]

Just decided to get my foot into a nice bank and from everything i've heard USAA, NFCU,     And Penfed are the way to go,after getting denied for a CC at penfed,    and not qualifying for NFCU i joined USAA   without even opening a checking or savings account i applied for the USAA Visa.

Yea i know the APR is high but this is BY FAR my highest limit CC. my highest limit card right now is carecredit at $3000 but my highest limit Visa\MC is only $1500 >_< over 4x my highest limit >_<

Time to consolidate my other cards!

Approved Credit Limit	$6,200.00
Current APRs	Purchase APR 23.9% (Prime+20.65%) Cash Advance and Balance Transfer APR 23.9% (Prime+20.65%)

[payingoffdebt001]

whoa!!! That is an awesome credit line!!! CONGRATS!!!!!!

[Mustanglvr2006]

Very Nice Juan, Congratulations!!!!

[Juan123]

thanks ^_^, just wondering now if i should consolidate my 3 cards with balances to 1 card with a balance, its only $1200

[JaneS1123445]

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Juan123 wrote:

Just decided to get my foot into a nice bank and from everything i've heard USAA, NFCU,     And Penfed are the way to go,after getting denied for a CC at penfed,    and not qualifying for NFCU i joined USAA   without even opening a checking or savings account i applied for the USAA Visa.

Yea i know the APR is high but this is BY FAR my highest limit CC. my highest limit card right now is carecredit at $3000 but my highest limit Visa\MC is only $1500 >_< over 4x my highest limit >_<

Time to consolidate my other cards!

Approved Credit Limit	$6,200.00
Current APRs	Purchase APR 23.9% (Prime+20.65%) Cash Advance and Balance Transfer APR 23.9% (Prime+20.65%)

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Congrats! That's an awesome CL

[Juan123]

this approval inspired me to close a few accounts >_<

closed; Discover more card stuck at $500 for 4 years, PC Richard card, Victoria secret card, Barclays card, Kay Jewelers card, CAPITAL ONE IS NEXT >_<

now im down to 7 cards from 17 (max) ^_^

Now USAA is going to the front line of my card even without rewards >_>

[Repo-ed]

My hopes are to one day build up my FICOs, then be approved for a Amex, then cancel my Orchard and CapOne, as my amex is my oldest account.  I've been a member of USAA for 14 years, but no way am I able to be approved for their unsecured cards.

[kc12286]

Congrats. Banks and CUs definitely seem to be giving out higher APRs now. I just got hit with a 20% APR for my newest card, secondest highest APR for me.

[ashkev89]

Congrats on the approval.

Would you mind sharing what your credit background looks like to help others decide if it is even worth applying for the usaa card. Like utilization, any baddies, etc.

Again Congrats on the approval

[LS2982]

Very nice Juan Congrats!!!