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Just decided to get my foot into a nice bank and from everything i've heard USAA, NFCU, And Penfed are the way to go,after getting denied for a CC at penfed, and not qualifying for NFCU i joined USAA without even opening a checking or savings account i applied for the USAA Visa.
Yea i know the APR is high but this is BY FAR my highest limit CC. my highest limit card right now is carecredit at $3000 but my highest limit Visa\MC is only $1500 >_< over 4x my highest limit >_<
Time to consolidate my other cards!
Approved Credit Limit | $6,200.00 |
Current APRs | Purchase APR
Cash Advance and Balance Transfer APR |
whoa!!! That is an awesome credit line!!! CONGRATS!!!!!!
Very Nice Juan, Congratulations!!!!
thanks ^_^, just wondering now if i should consolidate my 3 cards with balances to 1 card with a balance, its only $1200
@Juan123 wrote:Just decided to get my foot into a nice bank and from everything i've heard USAA, NFCU, And Penfed are the way to go,after getting denied for a CC at penfed, and not qualifying for NFCU i joined USAA without even opening a checking or savings account i applied for the USAA Visa.
Yea i know the APR is high but this is BY FAR my highest limit CC. my highest limit card right now is carecredit at $3000 but my highest limit Visa\MC is only $1500 >_< over 4x my highest limit >_<
Time to consolidate my other cards!
Approved Credit Limit $6,200.00 Current APRs Purchase APR
23.9% (Prime+20.65%)Cash Advance and Balance Transfer APR
23.9% (Prime+20.65%)
Congrats! That's an awesome CL
this approval inspired me to close a few accounts >_<
closed; Discover more card stuck at $500 for 4 years, PC Richard card, Victoria secret card, Barclays card, Kay Jewelers card, CAPITAL ONE IS NEXT >_<
now im down to 7 cards from 17 (max) ^_^
Now USAA is going to the front line of my card even without rewards >_>
My hopes are to one day build up my FICOs, then be approved for a Amex, then cancel my Orchard and CapOne, as my amex is my oldest account. I've been a member of USAA for 14 years, but no way am I able to be approved for their unsecured cards.
Congrats. Banks and CUs definitely seem to be giving out higher APRs now. I just got hit with a 20% APR for my newest card, secondest highest APR for me.