Reply
Established Member
texaspete2012
Posts: 57
Registered: ‎04-27-2012

Re: A little too much but cant risk getting rid of em


Gemini wrote:

Good Morning all.... I have had alot of luck in getting some cli's on some of my cards due to the holiday season. I didnt need any of it but why pass over the presents from the ccc's around this time.. I know i have alot of credit cards but i think i manage them well... Here is the LONG list of them...I use a spreadsheet to keep up with everything....  

 

ALLIANT CC                                     12.24%     5,000

                                                                                   

AMAZON STORE CARD                  25.99%    5,000

                                                                                   

AMAZON VISA                                   21.24%     5,000

                                                                                   

AMEX BLUE                                      10.24%   13,500

                                                                                   

AMEX BLUE CASH EVERYDAY      0.00%    5,000

                                                                                   

AMEX CLEAR                                 0.00%        5,000

                                                                                   

BARCLAYS APPLE                  22.99%          10,000

                                                                                   

BB HSBC MASTERCARD      22.99%         1,200

                                                                                   

BB STORE CARD                  25.24%         6,000

                                                                                   

BOA MC                                   11.99%          7,500

                                                                                   

BOA VISA                                 11.24%           8,500

                                                                                   

CAPITAL ONE CASH REWARDS     0.00%       3,000

                                                                                   

CAPITAL ONE MC                   14.90%          4,450

                                                                                   

CAPITAL ONE VISA                15.90%          1,400

                                                                                   

CHASE MC                              10.24%           6,700

                                                                                   

CHASE MC                               22.24%           5,500

                                                                                   

CITI DP MC                               10.74%          4,650

                                                                                   

CITI MC                                       10.74%           9,020

                                                                                   

DILLARDS                                  21.99%           9,000

                                                                                   

DELL FINANCIAL                      27.24%           2,500

                                                                                   

DISCOVER                                 17.99%         11,500

                                                                                   

FIRST TECH CU                     10.50%              10,000

                                                                                   

FTN CC                                       5.15%              8,000

                                                                                   

JC PENNEY                                26.99%          9,000

                                                                                   

MACYS                                          22.90%           5,000

                                                                                   

NATIONWIDE CC                      11.24%           10,000

                                                                                   

NFCU CASHREWARDS           10.65%          25,000

                                                                                   

NFCU MC       BALANCE            9.99%         25,000

                                                                                   

NFCU NAVCHECK                  14.90%              10,000

                                                                                   

NFCU VISA    BALANCE            9.99%           25,000

                                                                                   

ORION                                       11.99%            7,500

                                                                                   

PENFED                                    9.99%              7,500

                                                                                   

PENFED PROMISE                  7.49%              5,000

                                                                              

PSECU PSL                             12.90%            20,000

                                                                                   

PSECU VISA                              9.90%        20,000

                                                                                   

SAMS DISCOVER                  19.90%          13,000

                                                                                   

SAMS STORE                          20.87%         12,000

                                                                                   

SCFCU                                     13.80%           4,000

                                                                                   

SDFCU                                     6.99%              15,000

                                                                                   

SEARS MASTERCARD          25.24%           8,000

                                                                                   

TARGET                                 22.90%             1,000

                                                                                   

U S BANK                              13.99%              6,500

                                                                                   

USAA AMEX                          10.90%             14,000

                                                                                   

USAA MASTERCARD           9.90%              8,000

                                                                                   

WALMART DISCOVER         22.90%           12,000

                                                                       

WALMART STORE                19.87%             9,000


Jaw on floor!!

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (4000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Valued Contributor
jamesdwi
Posts: 1,096
Registered: ‎09-16-2011

Re: A little too much but cant risk getting rid of em

I see several glaring defiencies in your credit card portfolio, you are missing cards that start with the letters  E, G, H, I, K, L, Q, R, V, X, Y, Z but at least you hae a reason to AP for more cards.... damm that is a lot of cards,

 

 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012

Re: A little too much but cant risk getting rid of em


jamesdwi wrote:

I see several glaring defiencies in your credit card portfolio, you are missing cards that start with the letters  E, G, H, I, K, L, Q, R, V, X, Y, Z but at least you hae a reason to AP for more cards.... damm that is a lot of cards,

 

 


Agh don't say that!!! Now i want at least 26 cards each starting with an appropriate letter of the alphabet sometime in the distant future o.O OCD is kicking in...

 

 photo creditsiggy_zps3dd006fd.png
EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990
Valued Contributor
jamesdwi
Posts: 1,096
Registered: ‎09-16-2011

Re: A little too much but cant risk getting rid of em


daybreakgonesXe wrote:

jamesdwi wrote:

I see several glaring defiencies in your credit card portfolio, you are missing cards that start with the letters  E, G, H, I, K, L, Q, R, V, X, Y, Z but at least you hae a reason to AP for more cards.... damm that is a lot of cards,

 

 


Agh don't say that!!! Now i want at least 26 cards each starting with an appropriate letter of the alphabet sometime in the distant future o.O OCD is kicking in...

 


you shouldn't call it OCD, my daughter refers to it as CDO, its like OCD but the letters are in alphabetical order like they should be. 

 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: A little too much but cant risk getting rid of em

Well, I'll have to explain to my boss that I didn't get anything done today because I spent my entire time scrolling through that post.

 

THAT is a stack.

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
Regular Contributor
Mustangfrank
Posts: 192
Registered: ‎07-17-2012

Re: A little too much but cant risk getting rid of em

Show us your Wallet.

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: A little too much but cant risk getting rid of em


Mustangfrank wrote:

Show us your Wallet.


Haha.  In keeping with the theme of the day

 

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: A little too much but cant risk getting rid of em

Wow. Just freaking amazing!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
bbb3601
Posts: 322
Registered: ‎01-26-2012

Re: A little too much but cant risk getting rid of em

and my wife thinks I am outta control...............lol

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: A little too much but cant risk getting rid of em

 Remember the old thread saying how many cards are too many. :smileyhappy: Wow. All CC's have there meaning for every $ spent. Nice work.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+