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A little too much but cant risk getting rid of em

Established Member

Re: A little too much but cant risk getting rid of em


Gemini wrote:

Good Morning all.... I have had alot of luck in getting some cli's on some of my cards due to the holiday season. I didnt need any of it but why pass over the presents from the ccc's around this time.. I know i have alot of credit cards but i think i manage them well... Here is the LONG list of them...I use a spreadsheet to keep up with everything....  

 

ALLIANT CC                                     12.24%     5,000

                                                                                   

AMAZON STORE CARD                  25.99%    5,000

                                                                                   

AMAZON VISA                                   21.24%     5,000

                                                                                   

AMEX BLUE                                      10.24%   13,500

                                                                                   

AMEX BLUE CASH EVERYDAY      0.00%    5,000

                                                                                   

AMEX CLEAR                                 0.00%        5,000

                                                                                   

BARCLAYS APPLE                  22.99%          10,000

                                                                                   

BB HSBC MASTERCARD      22.99%         1,200

                                                                                   

BB STORE CARD                  25.24%         6,000

                                                                                   

BOA MC                                   11.99%          7,500

                                                                                   

BOA VISA                                 11.24%           8,500

                                                                                   

CAPITAL ONE CASH REWARDS     0.00%       3,000

                                                                                   

CAPITAL ONE MC                   14.90%          4,450

                                                                                   

CAPITAL ONE VISA                15.90%          1,400

                                                                                   

CHASE MC                              10.24%           6,700

                                                                                   

CHASE MC                               22.24%           5,500

                                                                                   

CITI DP MC                               10.74%          4,650

                                                                                   

CITI MC                                       10.74%           9,020

                                                                                   

DILLARDS                                  21.99%           9,000

                                                                                   

DELL FINANCIAL                      27.24%           2,500

                                                                                   

DISCOVER                                 17.99%         11,500

                                                                                   

FIRST TECH CU                     10.50%              10,000

                                                                                   

FTN CC                                       5.15%              8,000

                                                                                   

JC PENNEY                                26.99%          9,000

                                                                                   

MACYS                                          22.90%           5,000

                                                                                   

NATIONWIDE CC                      11.24%           10,000

                                                                                   

NFCU CASHREWARDS           10.65%          25,000

                                                                                   

NFCU MC       BALANCE            9.99%         25,000

                                                                                   

NFCU NAVCHECK                  14.90%              10,000

                                                                                   

NFCU VISA    BALANCE            9.99%           25,000

                                                                                   

ORION                                       11.99%            7,500

                                                                                   

PENFED                                    9.99%              7,500

                                                                                   

PENFED PROMISE                  7.49%              5,000

                                                                              

PSECU PSL                             12.90%            20,000

                                                                                   

PSECU VISA                              9.90%        20,000

                                                                                   

SAMS DISCOVER                  19.90%          13,000

                                                                                   

SAMS STORE                          20.87%         12,000

                                                                                   

SCFCU                                     13.80%           4,000

                                                                                   

SDFCU                                     6.99%              15,000

                                                                                   

SEARS MASTERCARD          25.24%           8,000

                                                                                   

TARGET                                 22.90%             1,000

                                                                                   

U S BANK                              13.99%              6,500

                                                                                   

USAA AMEX                          10.90%             14,000

                                                                                   

USAA MASTERCARD           9.90%              8,000

                                                                                   

WALMART DISCOVER         22.90%           12,000

                                                                       

WALMART STORE                19.87%             9,000


Jaw on floor!!

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Message 11 of 30
Valued Contributor

Re: A little too much but cant risk getting rid of em

I see several glaring defiencies in your credit card portfolio, you are missing cards that start with the letters  E, G, H, I, K, L, Q, R, V, X, Y, Z but at least you hae a reason to AP for more cards.... damm that is a lot of cards,

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 12 of 30
Valued Contributor

Re: A little too much but cant risk getting rid of em


jamesdwi wrote:

I see several glaring defiencies in your credit card portfolio, you are missing cards that start with the letters  E, G, H, I, K, L, Q, R, V, X, Y, Z but at least you hae a reason to AP for more cards.... damm that is a lot of cards,

 

 


Agh don't say that!!! Now i want at least 26 cards each starting with an appropriate letter of the alphabet sometime in the distant future o.O OCD is kicking in...

 


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 13 of 30
Valued Contributor

Re: A little too much but cant risk getting rid of em


daybreakgonesXe wrote:

jamesdwi wrote:

I see several glaring defiencies in your credit card portfolio, you are missing cards that start with the letters  E, G, H, I, K, L, Q, R, V, X, Y, Z but at least you hae a reason to AP for more cards.... damm that is a lot of cards,

 

 


Agh don't say that!!! Now i want at least 26 cards each starting with an appropriate letter of the alphabet sometime in the distant future o.O OCD is kicking in...

 


you shouldn't call it OCD, my daughter refers to it as CDO, its like OCD but the letters are in alphabetical order like they should be. 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 14 of 30
Valued Contributor

Re: A little too much but cant risk getting rid of em

Well, I'll have to explain to my boss that I didn't get anything done today because I spent my entire time scrolling through that post.

 

THAT is a stack.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 15 of 30
Regular Contributor

Re: A little too much but cant risk getting rid of em

Show us your Wallet.

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Message 16 of 30
Valued Contributor

Re: A little too much but cant risk getting rid of em


Mustangfrank wrote:

Show us your Wallet.


Haha.  In keeping with the theme of the day

 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 17 of 30
Established Contributor

Re: A little too much but cant risk getting rid of em

Wow. Just freaking amazing!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 18 of 30
Frequent Contributor

Re: A little too much but cant risk getting rid of em

and my wife thinks I am outta control...............lol

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 19 of 30
Frequent Contributor

Re: A little too much but cant risk getting rid of em

 Remember the old thread saying how many cards are too many. Smiley Happy Wow. All CC's have there meaning for every $ spent. Nice work.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 20 of 30