A question about Chase

[Anonymous]

My sister needs a question answered about Chase.

Many years ago she had a credit card with Chase and never paid it.  Recently she received a settlement offer from RJM Acquisitions to settle the account and she did.

Can she apply for a Chase card again without having a problem.

BTW, the account is way past SOL and it's not showing up on her Credit Reports.

[DI]

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@Anonymous wrote:

My sister needs a question answered about Chase.

Many years ago she had a credit card with Chase and never paid it.  Recently she received a settlement offer from RJM Acquisitions to settle the account and she did.

Can she apply for a Chase card again without having a problem.

BTW, the account is way past SOL and it's not showing up on her Credit Reports.

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Have RJM sent a confirmation the account is settled in full?  If the account has been settled and her credit is good, I don't see why she shouldn't apply. 

[Anonymous]

She settled for 163.01

Original Balance was 543.39

70% off Discount

Her credit is good and the account is not on her Credit Report

[DI]

She should apply right away.  Or if she's still concern, she can call Chase to make sure no other accounts with a balance are in her name. 

[Anonymous]

Thanks DI

[creditguy-378]

RJM is a scavenger collector of debts(still trying to hit me up for something from 96) that are 99% of the time way past the s.o.l. they only pay cents on the dollar for there accounts when you didn' pay Chase they wrote off the debt and sold it in a debt auction so it really woldn't matter to Chase if you paid it or not personally i wouldn't bring bring it up to them I would just go for it and good luck

[DI]

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@creditguy-378 wrote:

RJM is a scavenger collector of debts(still trying to hit me up for something from 96) that are 99% of the time way past the s.o.l. they only pay cents on the dollar for there accounts when you didn' pay Chase they wrote off the debt and sold it in a debt auction so it really woldn't matter to Chase if you paid it or not personally i wouldn't bring bring it up to them I would just go for it and good luck

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I'm sure Chase still has the person's SSN in its system.  So whether she bring it up or not, they will know that she was once a customer.  I had 2 accounts that went into collections with Citi in 2003.  I later paid the accounts off in 2004 and got them deleted in 2009.  One month after I got the accounts deleted from my credit reports, I applied for the  Citi Platinum Select card and got instantly approved for $4000.  Then 2 months later, I got approved for a Citi Sears card for $3600.