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Hi guys, I got SPG a few days ago, I think it will backdate to Jan 2013. My question is when SPG reported as new TL, how would it look like on the report? Since I ONLY have 2 months history. Will my true FICO score be generated after SPG reported? (A TL with over "1 year age")
@DavidZeng wrote:Hi guys, I got SPG a few days ago, I think it will backdate to Jan 2013. My question is when SPG reported as new TL, how would it look like on the report? Since I ONLY have 2 months history. Will my true FICO score be generated after SPG reported? (A TL with over "1 year age")
Yes.
But a manual review will show that it was just opened.
Thank you so much, look foward to my real score.