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A weird question about AMEX backdate

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DavidZeng
Regular Contributor

A weird question about AMEX backdate

Hi guys, I got SPG a few days ago, I think it will backdate to Jan 2013. My question is when SPG reported as new TL, how would it look like on the report? Since I ONLY have 2 months history. Will my true FICO score be generated after SPG reported? (A TL with over "1 year age") Smiley Surprised

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Repo-ed
Senior Contributor

Re: A weird question about AMEX backdate


@DavidZeng wrote:

Hi guys, I got SPG a few days ago, I think it will backdate to Jan 2013. My question is when SPG reported as new TL, how would it look like on the report? Since I ONLY have 2 months history. Will my true FICO score be generated after SPG reported? (A TL with over "1 year age") Smiley Surprised


Yes.

 

But a manual review will show that it was just opened.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
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DavidZeng
Regular Contributor

Re: A weird question about AMEX backdate

Thank you so much, look foward to my real score.Smiley Tongue

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