I have 4 credit cards through Comenity Bank (Vic Secret, Jcrew, etc.). They were the only ones who would grant me credit back in September.
Bought a few small things and paid them off. My score is currently 740.
I have 1 very old open account with a $500 limit (8 years old jewelry acct still open). I have one secured visa for $300 (sep 2012 opened). I am an authorized user on a Chase card for $5000 for 6 months.
My question is, at what point can I start apping and seeing some approvals? I'm afraid to apply and scared of seeing the old, "Your accts are too new. Limited credit history. Blah blah"
Do you think at 6 months or a year?
With the scores in my sig, OA at 5 yrs, and AAoA of about 1 yr. 2 mos, I obtained about 8 new accounts worth about $40K in the past month or so....
(3) accounts are not reporting yet, and when they do, I'll have an AAoA of about 2 mos. lol. Needless to say, gardening is my latest and greatest profession.