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Frequent Contributor
Posts: 452
Registered: ‎02-03-2014

Re: AARP by Chase: 3% restaurants and gas: opinions?


trant3 wrote:

I picked up the card during the $200. Never used it once after the bonus was received. Since then, the card has been closed. I hated the logo and the "old" people stigma while using it.


I definitely see the reasoning here. However I'd probably just take it as an opportunity to say it gets 3% off restaurants and gas. I had a cashier give an odd look at my Sallie Mae one time and say something about having loans through them, to which I briefly responded about the rewards. I'd use the ugliest card in the world if it meant getting good rewards.

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Registered: ‎03-20-2014
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Re: AARP by Chase: 3% restaurants and gas: opinions?

I also have the card since the $200 promo last year. It was an easy way to CLI my Freedom by transfering some limit. DW has Sallie Mae for gas. I use Freedom/Discover during the 5% quarter, now with Chase SR I'll use that for restaurants. No use for AARP after the 0% promo in 2 months.

 

I don't like closing/PC/downgrade cards with less than 2 years, so I'll wait a year then transfer the limit to Freedom.

Established Contributor
Posts: 719
Registered: ‎05-24-2015

Re: AARP by Chase: 3% restaurants and gas: opinions?

[ Edited ]

My DW and I use our AARP for gas and restaurants only. I use a couple other cards for 5% but ultimately come back to the AARP.

I signed up when they offered the $200 bonus.

 

Every restaurant and every gas station we have come across has been 3%, this includes fast food, bars and cafes and juice bars. I don't know about caterers but we may try it if we ever need one .

 

My brother is a truck driver and you wouldn't believe the money he has made off this unlimited 3% card.

 

I am in it for rewards, I could care less what the card looks like or the looks I receive for having it.

 


SunriseEarth wrote:

Perhaps someone with AARP can answer this, but is Chase AARP as specific with the MCC for "Restaurants" as Cash+ is?   In other words, do related MCCs (Fast Food, Bars & Cafes, Caterers) also get 3% with AARP?   With Cash+, it's very specific.   Marvel gives the 3% on the 4 dining MCCs.

 

Anyway, the people with AARP seem to like the card, despite looks of curiousity for cardholders below "AARP" age.  


 

 

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Posts: 452
Registered: ‎02-03-2014

Re: AARP by Chase: 3% restaurants and gas: opinions?


JamP wrote:

My DW and I use our AARP for gas and restaurants only. I use a couple other cards for 5% but ultimately come back to the AARP.

I signed up when they offered the $200 bonus.

 

Every restaurant and every gas station we have come across has been 3%, this includes fast food, bars and cafes and juice bars. I don't know about caterers but we may try it if we ever need one .

 

My brother is a truck driver and you wouldn't believe the money he has made off this unlimited 3% card.

 

I am in it for rewards, I could care less what the card looks like or the looks I receive for having it.

 


SunriseEarth wrote:

Perhaps someone with AARP can answer this, but is Chase AARP as specific with the MCC for "Restaurants" as Cash+ is?   In other words, do related MCCs (Fast Food, Bars & Cafes, Caterers) also get 3% with AARP?   With Cash+, it's very specific.   Marvel gives the 3% on the 4 dining MCCs.

 

Anyway, the people with AARP seem to like the card, despite looks of curiousity for cardholders below "AARP" age.  


 

 


Knowing how generous they are with the MCC coding makes this even more tempting. Might have to pick this up next actually, especially if the $200 pops up again.

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Re: AARP by Chase: 3% restaurants and gas: opinions?


Themanwhocan wrote:

The 10th option is to join Navy Federal Credit Union, and then get the Go Rewards card. 3X restaurants, 2X gas, 1X everything else.

 

Unless you primarily eat at Fast Food restaurants, then the Cash+ is king. And the 5% rotating category cards in certain quarters...

 

The Marvel card is what I would prefer to use, of the 3% cards. Automatic monthly redemptions, and large credit limits.


The only thing against NFCU GoRewards, for me, is $50 minimum to redeem, whereas AARP has no min.

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Re: AARP by Chase: 3% restaurants and gas: opinions?

[ Edited ]

IvyRain wrote:

Themanwhocan wrote:

The 10th option is to join Navy Federal Credit Union, and then get the Go Rewards card. 3X restaurants, 2X gas, 1X everything else.

 

Unless you primarily eat at Fast Food restaurants, then the Cash+ is king. And the 5% rotating category cards in certain quarters...

 

The Marvel card is what I would prefer to use, of the 3% cards. Automatic monthly redemptions, and large credit limits.


The only thing against NFCU GoRewards, for me, is $50 minimum to redeem, whereas AARP has no min.


AARP has $20 minimum redemption for cash. What redemption option were you seeing that has no minimum?

 

The Marvel card has no minimum, if thats the card you meant.



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Re: AARP by Chase: 3% restaurants and gas: opinions?

Oops, sorry I misspoke. I guess I meant you didn't have to redeem in exact increments. For example, after meeting the spend requirement and getting $100 bonus, I was able to redeem 10,509 points for $105.09.
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Super Contributor
Posts: 8,993
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Re: AARP by Chase: 3% restaurants and gas: opinions?

Even Starbucks counts as a restaurant on the AARP card. I have the AARP and the NFCU GoRewards. Both are excellent for dining. I am planning a long weekend in New Orleans and plan to take both.


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Posts: 308
Registered: ‎01-01-2016

Re: AARP by Chase: 3% restaurants and gas: opinions?

[ Edited ]

Love my Aarp card. Got this card just last month and just by spending on regular gas and food i have got 25$ inrewards plus 100$ bonus. it counts fast food resturants as well. like mc donalds , tacobell etc. and it also counts murphys for gas 3%. its a great card to have for those who drive a lot and eat out a lot. i love the card design. age issue does not bother us at all. feels silly to care about it. lol

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Chase Aarp 4.2K| Chase prime vis sig 3.5K | Paypal 2% Cash back 300| Walmart MC 10K |2nd Disc 3.5K| Amz Store CC 5K | Care credit 5.5K |Marvel MC 5.5K |Good yearCC 2.4k - Over 145k CL all together

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Posts: 91
Registered: ‎09-02-2016

Re: AARP by Chase: 3% restaurants and gas: opinions?

Loving all these great reactions to the card. Can't wait to come out of the garden in Jan and app for this! This will be my next card. I want to say about 80% of my monthly spend besides bills/utilities ( since i put that all on CC now too, even rent! ) is gas and food. I don't use cash any more, at all. ( unless stupid dispensary, and thats upwards of $5000/yr ) Hopefully by then there is atleast the $100 signup offer.

 

Thanks all you great myficoer's!

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