AAoA Question

[Jayb5635]

Hey all.  So I am strongly considering applying for the Chase Ink within a couple weeks.  Currently, my AAoA on Equifax is 3 years.  I plan to purchase a home, but it won't be at least for another 2+ years.  Maybe I'm overthinking things, but I should be fine getting another card, right ???

[gdale6]

Ink is a business CC, all that should show on your pers reports is an inquiry if you personally guarantee it.

[Jayb5635]

Well I don't have an established business, I was gonna use my social security number.

[user5387]

You list 8 cards in your signature, so adding another would mean your new AAoA will be 8/9 of what it was previously.

Also, Chase Ink is a business CC that doesn't report to personal, so the AAoA issue may be moot.

[LearningMoreAboutCredit]

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@Jayb5635 wrote:

Well I don't have an established business, I was gonna use my social security number.

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If you don't have a business, the likelihood of you getting a business cc is slim to none as most creditors will attempt to verify validity of a business.