AAoA

[YahComb]

did something just report yesterday? kinda strange for AAoA/History length to change at the end of the month as opposed to the beginning of the next month.

[HankNY]

My amex gor backdated to 96 and that got reported yesterday.

[DaveSignal]

When my AAoA dropped from 6 to 5, I saw no change.  When dropped from 5 to 4, I saw a 1 point drop on EQ.  I have heard of other people getting different results, but it must dependant on other things in your credit file.

[xiownthisplacex]

Crashem

My score just updated today, jumped 14 points

[Whereis750]

Very nice jump.  Well done!

[Crashem]

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@xiownthisplacex wrote:

Crashem

My score just updated today, jumped 14 points

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haahaa.  Nice.  Just like I thought.  Not sure why it works this way as it violates the snapshot principle of credit scores.  My only guess it is from some kind of lag from rebucketing.  In any case, significantly higher aaoa helps you even more in that in that it allows you score to get even higher.  However, the opposite is true too as you are compared against higher grade of consumers also.  For example, I had an erroneous collection account show up one month.  Basically the account was like 6 years old but reported that month.  Dropped my eq score over 100 points.

[xiownthisplacex]

I guess you can't have any pros without having any cons lol.