Re: AMEX 15% bonus pts offer on Zync

Duncanrr · ‎05-13-2013

Ive never seen this before. I have about 20k AMEX Pts on my Zync and I got this offer from AMEX by email. Im waiting until I can convert my points to full MR points so will not take them up on offer but I found it interesting.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

steve23111 · ‎05-13-2013

I have the same offer but didn't get a big banner like that. Unfortunately, I've only ever run enough transactions through my Zync to have a whopping 510 points. The minimum to redeem points for purchases is 1,000 points. Even with the 15% discount, I'm only getting somewhere in the neighborhood of 0.7% value in the points, so I'm basically better off just cutting my losses and not redeeming the 510 points I have for anything. Back to the sock drawer.

indiolatino61 · ‎05-14-2013

@Duncanrr wrote:
Ive never seen this before. I have about 20k AMEX Pts on my Zync and I got this offer from AMEX by email. Im waiting until I can convert my points to full MR points so will not take them up on offer but I found it interesting.

Good choice on waiting.

LS2982 · ‎05-14-2013

I got the same offer, not biting. Looking to use my points on a vacay.

EQ FICO 548 3/3/16

Repo-ed · ‎05-14-2013

Just checked my email, and my offer is for 25% bonus

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

Duncanrr · ‎05-14-2013

How many pts do u have repo?

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

jm00ser · ‎05-14-2013

15% Offer for me. I don't even know what I want to use my points on... Zync will be SD at the end of the month anyway, sadly. I guess if I use the offer I can pay for my car insurance for a month or two?

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)

Alcibiades · ‎05-14-2013

It's a rip off... They have been sending these offers out to a lot of AMEX card holders. Using point for charges is among the worst ways to redeem MR points. If you have that many MRE points, convert them to full MRE points by product switching into a green or gold. Then transfer the points to an airline partner or do something like use pay for points for travel. Even gift cards are a better use of the points.

injustifiiable · ‎05-14-2013

@Repo-ed wrote:
Just checked my email, and my offer is for 25% bonus

I'm an account manager on a Business Rewards Gold and we got that same email for 35% bonus...

AMEX 15% bonus pts offer on Zync

Get your FICO® Score for free

AMEX 15% bonus pts offer on Zync