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Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: AMEX $25 "Shop Small" Statement Credit

my credit posted yesterday.
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: AMEX $25 "Shop Small" Statement Credit


Repo-ed wrote:
my credit posted yesterday.

 

The credit on my Green posted yesterday as well. I'm still waiting for the credit on my Dillard's Amex; I did receive two confirmation emails thanking me for participating in SBS, one for each card. One down, one to go. Smiley Happy

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 1,359
Registered: ‎02-07-2010
0

Re: AMEX $25 "Shop Small" Statement Credit

i am so upset at this point! not only have i only received 1 of 3 confirmations, i have received NO CREDIT at all. this is deeply unfair. i took care to register all of my cards in addition to making sure i only shopped where i could receive a credit.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Frequent Contributor
Posts: 498
Registered: ‎01-29-2009
0

Re: AMEX $25 "Shop Small" Statement Credit

I got emails on all 4 cards/purchases. So far only my boa amex and one of the gold cards have seen a credit. The other two cards were used at the same place.


Starting Score: 680
Current Score: 761 From 12/11/2013
Goal Score: 800


Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: AMEX $25 "Shop Small" Statement Credit

[ Edited ]

scottwagnon wrote:

i am so upset at this point! not only have i only received 1 of 3 confirmations, i have received NO CREDIT at all. this is deeply unfair. i took care to register all of my cards in addition to making sure i only shopped where i could receive a credit.


Calm down Scott. It's only been 1 business day so far(1st business day when you posted). My transactions are still pending and not even posted. I know if transactions are still pending, theres no way AMEX will give me credit.

 

 

On a different note, I went to a restaraunt that AMEX said was in the program. When I walked in, I noticed that the place didn't have a AMEX sign, just Visa+MC. I asked if they take AMEX, they said they only take Visa+MC and cash(10% discount). I told them I will only use AMEX today, They were trying to convince my gf and I to sit down and discuss what we wanted to do. After discussing w/ my gf for 20-30 seconds we decided to go somewhere else down the street. I can't believe they let us walk out because they didn't want to take AMEX probably due to fees. If I was a business owner, I would rather suck up the fees instead of losing the business completely.

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Regular Contributor
Posts: 243
Registered: ‎02-29-2012
0

Re: AMEX $25 "Shop Small" Statement Credit

I remember going into a small market in my area. There was a sign for Mastercard and Visa. I asked the owner why he doesn't allow Amex cards. His response was that only one person has entered his market with a Amex card to pay for something since he's been in business.

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: AMEX $25 "Shop Small" Statement Credit

[ Edited ]

SwiftTone wrote:

scottwagnon wrote:

i am so upset at this point! not only have i only received 1 of 3 confirmations, i have received NO CREDIT at all. this is deeply unfair. i took care to register all of my cards in addition to making sure i only shopped where i could receive a credit.


Calm down Scott. It's only been 1 business day so far(1st business day when you posted). My transactions are still pending and not even posted. I know if transactions are still pending, theres no way AMEX will give me credit.

 

 

On a different note, I went to a restaraunt that AMEX said was in the program. When I walked in, I noticed that the place didn't have a AMEX sign, just Visa+MC. I asked if they take AMEX, they said they only take Visa+MC and cash(10% discount). I told them I will only use AMEX today, They were trying to convince my gf and I to sit down and discuss what we wanted to do. After discussing w/ my gf for 20-30 seconds we decided to go somewhere else down the street. I can't believe they let us walk out because they didn't want to take AMEX probably due to fees. If I was a business owner, I would rather suck up the fees instead of losing the business completely.


They probably don't have the capability to take AMEX in their card processing agreement.  It's not surprising, their fees are higher and generally an add-on to their processing plan.  The list for businesses AMEX has aren't even necessarily AMEX vendors (See my first post in the thread where my fake businesses were somehow "Qualified").

 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: AMEX $25 "Shop Small" Statement Credit


Jutz wrote:

SwiftTone wrote:

scottwagnon wrote:

i am so upset at this point! not only have i only received 1 of 3 confirmations, i have received NO CREDIT at all. this is deeply unfair. i took care to register all of my cards in addition to making sure i only shopped where i could receive a credit.


Calm down Scott. It's only been 1 business day so far(1st business day when you posted). My transactions are still pending and not even posted. I know if transactions are still pending, theres no way AMEX will give me credit.

 

 

On a different note, I went to a restaraunt that AMEX said was in the program. When I walked in, I noticed that the place didn't have a AMEX sign, just Visa+MC. I asked if they take AMEX, they said they only take Visa+MC and cash(10% discount). I told them I will only use AMEX today, They were trying to convince my gf and I to sit down and discuss what we wanted to do. After discussing w/ my gf for 20-30 seconds we decided to go somewhere else down the street. I can't believe they let us walk out because they didn't want to take AMEX probably due to fees. If I was a business owner, I would rather suck up the fees instead of losing the business completely.


They probably don't have the capability to take AMEX in their card processing agreement.  It's not surprising, their fees are higher and generally an add-on to their processing plan.  The list for businesses AMEX has aren't even necessarily AMEX vendors (See my first post in the thread where my fake businesses were somehow "Qualified").

 


Ah, for some reason I was under the impression that both consumers and small businesses had to sign-up for this program.

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: AMEX $25 "Shop Small" Statement Credit


SwiftTone wrote:

Jutz wrote:

SwiftTone wrote:

scottwagnon wrote:

i am so upset at this point! not only have i only received 1 of 3 confirmations, i have received NO CREDIT at all. this is deeply unfair. i took care to register all of my cards in addition to making sure i only shopped where i could receive a credit.


Calm down Scott. It's only been 1 business day so far(1st business day when you posted). My transactions are still pending and not even posted. I know if transactions are still pending, theres no way AMEX will give me credit.

 

 

On a different note, I went to a restaraunt that AMEX said was in the program. When I walked in, I noticed that the place didn't have a AMEX sign, just Visa+MC. I asked if they take AMEX, they said they only take Visa+MC and cash(10% discount). I told them I will only use AMEX today, They were trying to convince my gf and I to sit down and discuss what we wanted to do. After discussing w/ my gf for 20-30 seconds we decided to go somewhere else down the street. I can't believe they let us walk out because they didn't want to take AMEX probably due to fees. If I was a business owner, I would rather suck up the fees instead of losing the business completely.


They probably don't have the capability to take AMEX in their card processing agreement.  It's not surprising, their fees are higher and generally an add-on to their processing plan.  The list for businesses AMEX has aren't even necessarily AMEX vendors (See my first post in the thread where my fake businesses were somehow "Qualified").

 


Ah, for some reason I was under the impression that both consumers and small businesses had to sign-up for this program.


Nope.  If that was the case and I was in your position I would have gone nuclear on that restaurant.

 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
Posts: 515
Registered: ‎07-24-2012
0

Re: AMEX $25 "Shop Small" Statement Credit

Only have one AmEx, and my credit posted today.

 

It's worth noting that the e-mail I got from AmEx said "A merchant credit has been posted to your account." and showed the name of the merchant.

 

So the variance in when people are seeing these credits post may well be due to the merchants, not to AmEx.  Perhaps the merchant has to submit a report of some kind to AmEx that triggers the credits for the promotion. And maybe some merchants haven't done that right away.

 

Have patience, friends!

 

 

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 687 (CCT 9/2/15), EX 708 (CCT 9/2/15) , TU 703 (CCT 9/2/15) Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $6.5k, Amex SPG $4.5k, Chase Slate $3.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500
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