It's been tough but it's something I can only grow from. I understand that closing cards at this very moment is probably not the best idea, so I'll definitely be patient and wait. Just under two years ago I began my rebuild and paid my past debt obligations, all in which turned in my favor because the collections were all removed. Was it hard? Absolutely!
Once my scores reached 680+ prime cards were attainable which resulted in closing cards I didn't need. My decision to eventually close out cards has little to do with a CLI denial. I'm humble in finally being able to have the choice in creating what credit cards I do want and need. The suggested cards I want to close I've outgrown or no longer need/use.
Next summer I'm hoping to make big changes. One being relocating from NY to VA & seeking better employment. I'm hoping my Bachelor's will make me more money so I can start living a decent life. I also hope to purchase a home in 2-3 years. With my credit improving I hope when I do apply for that mortgage I will be A-okay. I really appreciate all the input, its helped me from making a decision I would probably regret.
