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AMEX 3x CLI at 61 days Denied :(

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eddie84
Valued Contributor

Re: AMEX 3x CLI at 61 days Denied :(

My 61 days 3x CLI is coming up next week!   Fingers crossed!  Smiley Tongue

Message 11 of 16
IamB2
Established Contributor

Re: AMEX 3x CLI at 61 days Denied :(


@notfancy wrote:
I did not get an email yet

It could mean that they may have not made a decision yet. Smiley Happy

FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

CITI ThankYou Preferred - CL: $2,000




Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*
Message 12 of 16
notfancy
Valued Contributor

Re: AMEX 3x CLI at 61 days Denied :(


@IamB2 wrote:

@notfancy wrote:
I did not get an email yet

It could mean that they may have not made a decision yet. Smiley Happy


Nah I called, it was denied. My UTL is too high on two of my other cards right now.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 13 of 16
Anonymous
Not applicable

Re: AMEX 3x CLI at 61 days Denied :(

What's your usage and balance on the Amex that you tried an increase for?
Message 14 of 16
IamB2
Established Contributor

Re: AMEX 3x CLI at 61 days Denied :(


@purebulldogs500 wrote:
What's your usage and balance on the Amex that you tried an increase for?

My Amex cards were both showing $0 currently. At my last Amex Experian soft pull, Amex (the one I asked for the CLI on), the statement showing a $200 (out of $2800 CL). Usage about 1500-1600 since opening.

 

Hope that helps.

FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

CITI ThankYou Preferred - CL: $2,000




Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*
Message 15 of 16
awp317
Frequent Contributor

Re: AMEX 3x CLI at 61 days Denied :(

I litrally got that exact same reason. I have maybe 4000 dollars worth of total revolving debt reporting. So I have no idea why they came up with that reason. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 16 of 16
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