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Hey everyone!
So I just recently got an AMEX (TrueEarnings Costco), and was wondering if I should even try for the CLI of 3x after the 60 day grace period.
The same day I got approved, I also stupidly took 2 additional hard pulls in hopes of getting approved for a Freedom.
I'm sure those 2 hard pulls will affect my score to some extent, so I was wondering if I should maybe ask for a 2x increase instead of 3x? I'm going to keep my AMEX balance stricly at the $100 mark out of the $2k through early payments. I will be paying the balance in full each cycle.
Thanks for reading!
@Reincarnated wrote:Hey everyone!
So I just recently got an AMEX (TrueEarnings Costco), and was wondering if I should even try for the CLI of 3x after the 60 day grace period.
The same day I got approved, I also stupidly took 2 additional hard pulls in hopes of getting approved for a Freedom.
I'm sure those 2 hard pulls will affect my score to some extent, so I was wondering if I should maybe ask for a 2x increase instead of 3x? I'm going to keep my AMEX balance stricly at the $100 mark out of the $2k through early payments. I will be paying the balance in full each cycle.
Thanks for reading!
It's a soft pull. It won't hurt you. Do the 3x CLI.
Yes, ask for 3x. I did mine yesterday and for some reason I cant explain I only asked for 2x. I was chicken to ask for 3x, but anyway I was immediatly approved and could have kicked myself for not asking for the 3x limit increase. UGH! Don't be a chicken like me. lol.