Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 237
Registered: ‎06-21-2010
0 Kudos

Re: AMEX 61 Day increase DENIED

RyVision wrote:

charyot77 wrote:

RyVision wrote:

I am sure people are much more willing to post their success with the 61x3 request than they are a denial (I think I posted long ago that mine was a no go).   Which is ok, between Discover and Freedom I've made over 600 cash back compared to what AMEX BLUE or ZYNC offers.  AMEX was even a bit misleading about the "bonus" I got with BLUE as far as I was concerned and I told them so too  (23,000 points was only worth 120ish in "statement credit").


Don't get me wrong, I still like my AMEX's for what they do, give great protection and CS with purchase issues etc and retaining my oldest credit age, but other than that, they're not really worth the worry they cause some people.   I can tell you for a fact, they have changed a bit, and not for the good, in the last 24 years.

This is why I'm posting my denial stories...because if you look through the threads there are way too more approval stories. You would think that no one is getting denied these days.


I'm fine with the credit that I have for the most part, so this isn't a heartbreaker, I just want something over that $5K line.

And I have little doubt you'll get your wish eventually, maybe even via AMEX 6 or so months from now (for them that is, others could be sooner).   If I did (not with AMEX yet that I know of, only 3.5k there) I'm sure you can.   Smiley Happy


Not to prompt an app spree (even 1 app) but have you considered Discover if you don't already have it? 

No I haven't. I only wanted the the $5K limit to help with Visa Signature/World Mastercard approvals in the future.  I just applied for a CSP and was shot down, in part for not having enough experience with large limits.  

The only thing 2 things I would like to add to my wallet are 1) A good no forex fee card (I have to Cap One cards but the benefits are rather lackluster and 2) A no frills, low APR card for carrying balances.


Since I live abroad, Discover's limited acceptance might not be good for me.

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0 Kudos

Re: AMEX 61 Day increase DENIED

I believe this is the problem you didnt get your increase because you dont use the card and AMEX likes to see usage. Why give an increase when you done use it.

Plus I think you got denied a CSP because you have a 5K credit line, but your reporting balance is too low which shows no or low activity.

I got denied a CLI at 61 days, so I worked on UTI and was approved a CLI at 6 months plus I used my card a lot.

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.