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AMEX 61 day CLI approved!

Established Contributor

Re: AMEX 61 day CLI approved!


dns wrote:

I did 61 days from the day I was approved for my card.


This fots from what I was told by a CSR on the phone, they calculate from date of approval not activation. I get that in most cases it would make sense to wait for activation date just to be sure. But if it were me, and it will be in a couple of weeks, I would do it then recon and explain.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Regular Contributor

Re: AMEX 61 day CLI approved!

Dns, how much did you push through the card?  I have 2.5 CL and my 61 day increase is a month away. 

Established Contributor

Re: AMEX 61 day CLI approved!


jd5189 wrote:

distantarray wrote:

I wonder how much I should ask for, I don't want a Financial review XD

 

I'm starting limit at $5,500 CL. I'm thinking of asking for $12,000 just incase. instead of $16,500 but then I do have another card with $17,000 limit but that's from the notariously generous Navy Federal.


You wont trigger a FR for asking for 3x CLI ... as long as you have been honest about everything up front - than you are good to go. If they don't want to extend the full 3x, they will counter like they did with me. I asked for 22,500 and they gave me 19,200. 


yea it's funny I reported I made 55k annually and they gave me 5,500 limit lol I wonder if that played into it, but that's what I actually make so it's ok I just don't like sending paperwork too much trouble haha mainly because bad experiences with capital one where I sent it 5 times and they still said they could not verify my id -_-;


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor

Re: AMEX 61 day CLI approved!

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Member

Re: AMEX 61 day CLI approved!


EandK23 wrote:

Dns, how much did you push through the card?  I have 2.5 CL and my 61 day increase is a month away. 


I pushed about $800 through the card.

(12/2008)BofA Bankamericard: $2.2k, (11/2011)Chase Freedom: $3k, (04/2012)Barclays NFL Extra Points (Seahawks): $250, (08/2012)American Express BlueSky: $16.5k, (08/2012)Discover IT: $4.5k, (08/2012)Walmart Discover: $3.3k, (12/2013)BofA Alaska Airlines: $6.5k, (1/2014)Chase Sapphire Preferred: $8.5k

(11/2011)Chase EX: 756, (09/12)Walmart TU: 743 (08/12)Discover EQ:759 (09/12)CK FAKO:743, (09/12)CS FAKO: 738
Regular Contributor

Re: AMEX 61 day CLI approved!

Excellent!!  Thanks for the quick reply. 

Highlighted
Senior Contributor

Re: AMEX 61 day CLI approved!

Score!! 20% seems to be a good amount of util with Amex!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k