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AMEX 61 day CLI approved!

Established Member

AMEX 61 day CLI approved!

Woot, I've been waiting for this day since I got my AMEX and read about the 61 days 3x CLI request. I pretty afraid as this was my first requested CLI since I got into credit 4 years ago. I was going to wait til my next paycheck to pay off my balance but I just went ahead with it and put in 3x my initial limit and was approved for the full amount! So now I guess I have to wait 6 months until my next one! Smiley Very Happy I don't know what else to say except that I'm so happy!

Congratulations!
Your request to increase your line of credit to $7,500 has been approved and will be available for use within 15 minutes.
(12/2008)BofA Bankamericard: $2.2k, (11/2011)Chase Freedom: $3k, (04/2012)Barclays NFL Extra Points (Seahawks): $250, (08/2012)American Express BlueSky: $16.5k, (08/2012)Discover IT: $4.5k, (08/2012)Walmart Discover: $3.3k, (12/2013)BofA Alaska Airlines: $6.5k, (1/2014)Chase Sapphire Preferred: $8.5k

(11/2011)Chase EX: 756, (09/12)Walmart TU: 743 (08/12)Discover EQ:759 (09/12)CK FAKO:743, (09/12)CS FAKO: 738
Message 1 of 17
16 REPLIES
Valued Contributor

Re: AMEX 61 day CLI approved!

Congrats, that's great! How much of a balance did you have on the card?

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 2 of 17
Established Member

Re: AMEX 61 day CLI approved!

Thanks! And to your question I had a $500 balance, so 20%.

(12/2008)BofA Bankamericard: $2.2k, (11/2011)Chase Freedom: $3k, (04/2012)Barclays NFL Extra Points (Seahawks): $250, (08/2012)American Express BlueSky: $16.5k, (08/2012)Discover IT: $4.5k, (08/2012)Walmart Discover: $3.3k, (12/2013)BofA Alaska Airlines: $6.5k, (1/2014)Chase Sapphire Preferred: $8.5k

(11/2011)Chase EX: 756, (09/12)Walmart TU: 743 (08/12)Discover EQ:759 (09/12)CK FAKO:743, (09/12)CS FAKO: 738
Message 3 of 17
Valued Contributor

Re: AMEX 61 day CLI approved!

is 61 days count when the first time you using your card ?

Or when you first had your billing ???

Or when you first apply for it ????

Let said if i apply today ...Had my card in about 1 week and used it on the 10th when i first apply . When is it gonna be 61 days ??? anyone confirm .


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 4 of 17
Frequent Contributor

Re: AMEX 61 day CLI approved!

I did 61 days from activation when I did mine

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 5 of 17
Valued Contributor

Re: AMEX 61 day CLI approved!


jd5189 wrote:

I did 61 days from activation when I did mine


Did they approved thou ??? is that via online for CLI???

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 6 of 17
Established Member

Re: AMEX 61 day CLI approved!

I did 61 days from the day I was approved for my card.

(12/2008)BofA Bankamericard: $2.2k, (11/2011)Chase Freedom: $3k, (04/2012)Barclays NFL Extra Points (Seahawks): $250, (08/2012)American Express BlueSky: $16.5k, (08/2012)Discover IT: $4.5k, (08/2012)Walmart Discover: $3.3k, (12/2013)BofA Alaska Airlines: $6.5k, (1/2014)Chase Sapphire Preferred: $8.5k

(11/2011)Chase EX: 756, (09/12)Walmart TU: 743 (08/12)Discover EQ:759 (09/12)CK FAKO:743, (09/12)CS FAKO: 738
Message 7 of 17
Frequent Contributor

Re: AMEX 61 day CLI approved!

They approved me for a 2.56x CLI .... lol. BTW, nice jump in CL for you dns!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 8 of 17
Established Contributor

Re: AMEX 61 day CLI approved!

I wonder how much I should ask for, I don't want a Financial review XD

 

I'm starting limit at $5,500 CL. I'm thinking of asking for $12,000 just incase. instead of $16,500 but then I do have another card with $17,000 limit but that's from the notariously generous Navy Federal.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 9 of 17
Frequent Contributor

Re: AMEX 61 day CLI approved!


distantarray wrote:

I wonder how much I should ask for, I don't want a Financial review XD

 

I'm starting limit at $5,500 CL. I'm thinking of asking for $12,000 just incase. instead of $16,500 but then I do have another card with $17,000 limit but that's from the notariously generous Navy Federal.


You wont trigger a FR for asking for 3x CLI ... as long as you have been honest about everything up front - than you are good to go. If they don't want to extend the full 3x, they will counter like they did with me. I asked for 22,500 and they gave me 19,200. 

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 10 of 17