Credit Cards

[dns]

Woot, I've been waiting for this day since I got my AMEX and read about the 61 days 3x CLI request. I pretty afraid as this was my first requested CLI since I got into credit 4 years ago. I was going to wait til my next paycheck to pay off my balance but I just went ahead with it and put in 3x my initial limit and was approved for the full amount! So now I guess I have to wait 6 months until my next one! I don't know what else to say except that I'm so happy!

Congratulations!
Your request to increase your line of credit to $7,500 has been approved and will be available for use within 15 minutes.

[Epcot]

Congrats, that's great! How much of a balance did you have on the card?

[dns]

Thanks! And to your question I had a $500 balance, so 20%.

[nicholasyud]

is 61 days count when the first time you using your card ?

Or when you first had your billing ???

Or when you first apply for it ????

Let said if i apply today ...Had my card in about 1 week and used it on the 10th when i first apply . When is it gonna be 61 days ??? anyone confirm .

[jd5189]

I did 61 days from activation when I did mine

[nicholasyud]

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jd5189 wrote:

I did 61 days from activation when I did mine

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Did they approved thou ??? is that via online for CLI???

[dns]

I did 61 days from the day I was approved for my card.

[jd5189]

They approved me for a 2.56x CLI .... lol. BTW, nice jump in CL for you dns!

[distantarray]

I wonder how much I should ask for, I don't want a Financial review XD

I'm starting limit at $5,500 CL. I'm thinking of asking for $12,000 just incase. instead of $16,500 but then I do have another card with $17,000 limit but that's from the notariously generous Navy Federal.

[jd5189]

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distantarray wrote:

I wonder how much I should ask for, I don't want a Financial review XD

I'm starting limit at $5,500 CL. I'm thinking of asking for $12,000 just incase. instead of $16,500 but then I do have another card with $17,000 limit but that's from the notariously generous Navy Federal.

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You wont trigger a FR for asking for 3x CLI ... as long as you have been honest about everything up front - than you are good to go. If they don't want to extend the full 3x, they will counter like they did with me. I asked for 22,500 and they gave me 19,200.