Reply
Established Contributor
Posts: 514
Registered: ‎07-31-2012
0

Re: AMEX 61 day CLI approved!


dns wrote:

I did 61 days from the day I was approved for my card.


This fots from what I was told by a CSR on the phone, they calculate from date of approval not activation. I get that in most cases it would make sense to wait for activation date just to be sure. But if it were me, and it will be in a couple of weeks, I would do it then recon and explain.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: AMEX 61 day CLI approved!

Dns, how much did you push through the card?  I have 2.5 CL and my 61 day increase is a month away. 

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: AMEX 61 day CLI approved!


jd5189 wrote:

distantarray wrote:

I wonder how much I should ask for, I don't want a Financial review XD

 

I'm starting limit at $5,500 CL. I'm thinking of asking for $12,000 just incase. instead of $16,500 but then I do have another card with $17,000 limit but that's from the notariously generous Navy Federal.


You wont trigger a FR for asking for 3x CLI ... as long as you have been honest about everything up front - than you are good to go. If they don't want to extend the full 3x, they will counter like they did with me. I asked for 22,500 and they gave me 19,200. 


yea it's funny I reported I made 55k annually and they gave me 5,500 limit lol I wonder if that played into it, but that's what I actually make so it's ok I just don't like sending paperwork too much trouble haha mainly because bad experiences with capital one where I sent it 5 times and they still said they could not verify my id -_-;


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: AMEX 61 day CLI approved!

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Member
Posts: 15
Registered: ‎08-15-2012
0

Re: AMEX 61 day CLI approved!


EandK23 wrote:

Dns, how much did you push through the card?  I have 2.5 CL and my 61 day increase is a month away. 


I pushed about $800 through the card.

(12/2008)BofA Bankamericard: $2.2k, (11/2011)Chase Freedom: $3k, (04/2012)Barclays NFL Extra Points (Seahawks): $250, (08/2012)American Express BlueSky: $16.5k, (08/2012)Discover IT: $4.5k, (08/2012)Walmart Discover: $3.3k, (12/2013)BofA Alaska Airlines: $6.5k, (1/2014)Chase Sapphire Preferred: $8.5k

(11/2011)Chase EX: 756, (09/12)Walmart TU: 743 (08/12)Discover EQ:759 (09/12)CK FAKO:743, (09/12)CS FAKO: 738
Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: AMEX 61 day CLI approved!

Excellent!!  Thanks for the quick reply. 

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: AMEX 61 day CLI approved!

Score!! 20% seems to be a good amount of util with Amex!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.