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AMEX APR Lowered

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corymcd88
Valued Contributor

AMEX APR Lowered

I called AMEX for a possible upgrade on my Hilton Card, it was not worth it for me. I asked about an APR reduction and she can lower it to 11,99%. I was very happy.

Message 1 of 6
5 REPLIES 5
OmarGB9
Community Leader
Super Contributor

Re: AMEX APR Lowered

Grats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 6
NRB525
Super Contributor

Re: AMEX APR Lowered

Congratulations! What was the APR before the reduction?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 3 of 6
-Cain-
Valued Contributor

Re: AMEX APR Lowered

Congrats on your APR reduction! Does this card get heavy usage, do you carry balance on it? 

Message 4 of 6
corymcd88
Valued Contributor

Re: AMEX APR Lowered


@NRB525 wrote:

Congratulations! What was the APR before the reduction?


17,99% APR.

Message 5 of 6
corymcd88
Valued Contributor

Re: AMEX APR Lowered


@-Cain- wrote:

Congrats on your APR reduction! Does this card get heavy usage, do you carry balance on it? 


No, No, it was just an offer.

Message 6 of 6
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