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AMEX APR REDUCTIONS!

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14Fiesta
Established Contributor

AMEX APR REDUCTIONS!

Hit up chat with Amex seeing if I could PC my BCE to ED, couldn't do that.

 

While I had them in chat I asked for another APR reduction. This time they came up with 

 

11.25% BCE (Was 14.24%)

16.99% Delta (Was 18.24%)

 

My BCE APR is now lower than you can get if you app for the card! lol I am so excited that I am seeing the labors of building my credit come into fruition. 






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 1 of 24
23 REPLIES 23
datrucking210
Established Contributor

Re: AMEX APR REDUCTIONS!

Congrats!

 

How long had you had the Delta?

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 2 of 24
Anonymous
Not applicable

Re: AMEX APR REDUCTIONS!

Nice, congrats

Message 3 of 24
9CLINE
Valued Contributor

Re: AMEX APR REDUCTIONS!

Congrats 2 ya....

Message 4 of 24
14Fiesta
Established Contributor

Re: AMEX APR REDUCTIONS!


@datrucking210 wrote:

Congrats!

 

How long had you had the Delta?


Thanks! I have had the Delta for about 7 Months now. I got it last fall sometime.






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 5 of 24
ScoreOrBeScored
Valued Contributor

Re: AMEX APR REDUCTIONS!

Congrats on your reductions. 

 

My BCE Apr is 6.74%

Message 6 of 24
RonM21
Valued Contributor

Re: AMEX APR REDUCTIONS!

Congrats on the reduction.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 24
Anonymous
Not applicable

Re: AMEX APR REDUCTIONS!

how did you get it that low?

Did you just call every few months? If so , what # and what were your scores or balances that you were carryin at the time.

 

Please help as my intro APR ends in July and I have 8 balance where I cant do a BT becauyse I'm getting ready to buy a house.

Message 8 of 24
Rackham94
Established Contributor

Re: AMEX APR REDUCTIONS!

Damn is that 6.74% + Prime or with prime????

 

I have it at 8.99%+prime

Message 9 of 24
Anonymous
Not applicable

Re: AMEX APR REDUCTIONS!

Congrats, OP!

 


@ScoreOrBeScored wrote:

Congrats on your reductions. 

 

My BCE Apr is 6.74%


Nice! How often did you contact AMEX? I was just did it for the first time last week, and I'm not sure if I should just try via chat once a month, or more/less frequently. 

Message 10 of 24
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