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Hit up chat with Amex seeing if I could PC my BCE to ED, couldn't do that.
While I had them in chat I asked for another APR reduction. This time they came up with
11.25% BCE (Was 14.24%)
16.99% Delta (Was 18.24%)
My BCE APR is now lower than you can get if you app for the card! lol I am so excited that I am seeing the labors of building my credit come into fruition.
Congrats!
How long had you had the Delta?
Nice, congrats
@datrucking210 wrote:Congrats!
How long had you had the Delta?
Thanks! I have had the Delta for about 7 Months now. I got it last fall sometime.
Congrats on your reductions.
My BCE Apr is 6.74%
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
how did you get it that low?
Did you just call every few months? If so , what # and what were your scores or balances that you were carryin at the time.
Please help as my intro APR ends in July and I have 8 balance where I cant do a BT becauyse I'm getting ready to buy a house.
Damn is that 6.74% + Prime or with prime????
I have it at 8.99%+prime
Congrats, OP!
@ScoreOrBeScored wrote:Congrats on your reductions.
My BCE Apr is 6.74%
Nice! How often did you contact AMEX? I was just did it for the first time last week, and I'm not sure if I should just try via chat once a month, or more/less frequently.