@alkaline wrote:
@Simply827 wrote:
@alkaline wrote:Thanks! I've had this card for about a year and a half now, have gone from 19.99% to this
Are you still in a 0% promo period?
I had 0% for 15 months which I think ran out around August, shortly after that I started asking for APR reductions
they wouldn't let me ask for a reduction until it ran out
Thanks. I'll be asking for one on my BCP on 11/11 then!
ETA: Actually I should work down my TE too.
@alkaline wrote:Just did a live chat asking for an APR reduction, went from 14.99% to 10.24%! Woo!
What is your current balance so much that it really matters? But congrats. I myself never understood 15 month 0% APR and low APR. From my perspective they are just credit card lender's traps.
@Anonymous wrote:
@alkaline wrote:Just did a live chat asking for an APR reduction, went from 14.99% to 10.24%! Woo!
What is your current balance so much that it really matters? But congrats. I myself never understood 15 month 0% APR and low APR. From my perspective they are just credit card lender's traps.
Thanks! I've always paid all my cards in full I have my AMEX limit where I want it so my next step is to lower the APR as much as I can
Edit: I'm pretty much doing it just for fun 