@lg8302ch wrote:Is this the one you were looking for?
http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Apr-reduction/m-p/3905167#M1090348
Yeppers 
... Use this one for now lol.. Mods can merge if they would like. Thanks for finding it!
@CreditCuriousity wrote:
@Anonymous wrote:
@Anonymous Representative wrote::
::.....Gee thanks.
Hmmm suprised they wouldn't lower it... Alot of people have been having luck, granted you got a decent rate, but I think they have aittle wiggle room imo. I was suprised to get it, not being with them for long and my subpar EX score! Wonder if they softed me just there or used an old soft...
It was 17.24 for the better part of 6 years. 
@CreditCuriousity wrote:
@lg8302ch wrote:Is this the one you were looking for?
http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Apr-reduction/m-p/3905167#M1090348
Yeppers
The easiest way to find your own posts is to click on your user name, look at the latest posts and on the bottom right you have "view all" and there you go...it was not that far down
@lg8302ch wrote:
@CreditCuriousity wrote:
@lg8302ch wrote:Is this the one you were looking for?
http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Apr-reduction/m-p/3905167#M1090348
Yeppers
The easiest way to find your own posts is to click on your user name, look at the latest posts and on the bottom right you have "view all" and there you go...it was not that far down
Thanks for the info
@CreditCuriousity wrote:So I started a thread a few days ago, can't find it now, thus creating another one... I asked if people were sucessful on lowering their APR%'s on AMEX cards.. I never carry a balance persay, but hey if you got to you mise well have the best terms right? So I put in a request on my Delta card to get the APR reduced along with asking when I can try for my CLI again which will be the 9th btw.. And I won, got my APR reduced, hopeuflly that means AMEX likes me as it was system generated and the CSR couldn't do anything about it, so hoping for the 3x on my ED card as well on the 9th which wil be my 90 days.. Anyways, see Chat log below of discussion, you never know unless you try!
Ray: You can ask me as many questions you can.
you: Any chance I can get a better APR on the Delta as well? I try to always get the best APR with all my cards... I know someone that just recently got theirs dropped to the 12.7 range
you: Gotta ask, never know unless you try
Ray: Greg, I will definitely make a try for you. I hope the system lets me bring it down.
Ray: Please note that if the system denies then I am helpless on this.
you: I understand, worth a try!
Ray: Thank you so much for your understanding.
Ray: (Smile)
Ray: Greg, we won!
Ray: I got an excellent news for you.
you: woot
Ray: We are changing your standard APR for Purchases from a rate of
Ray: Prime+15.99% , which is currently 19.24% to a rate of
Ray: Prime+12.99%, which is currently 16.24%.
I just finished a chat with Amex and they reduced my APR on my Delta Skymiles card to 14.24%, I did not know that I had a high APR 17.24% ( since I paid in full) , but it is nice to have a low APR in case I need to carry a balance.
@CreditCuriousity wrote:Grats Mia!
Thanks, I did not know it was possible with Amex 
, I will be contacting them every 3 months from now on...