AMEX AT 61 DAYS CLI QUESTION

[Luscher]

So as I have been reading I can go for the 3x my cli in 61 days. I was approved and havnt recieved my card yet but I have a question.

My starting CL is $6500. My income put on the application was $25000. 

My question is: Does it make send for me to ask for a credit limit increase to 19500? I see no way I could possibly be approved for that amount. Advice?

[09Lexie]

You could ask but as you indicate I doubt that you will receive it. They will counter; if you are concerned try 2x.

[Luscher]

can they straight up deny? or will they most likely counter to something like 10k? also will it be a hp?

[09Lexie]

Yes they can deny you. It's a sp.

[Luscher]

ok, well if its a so then I have nothing to lose either way

[myjourney]

Nothing to lose but a few minutes time

[Luscher]

ya im not thinking ill get much. im going to put atleast 1000 through it to get the bonus, maybe that will help a little but probably not since that is considered pennys to other people

[myjourney]

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@Luscher wrote:
ya im not thinking ill get much. im going to put atleast 1000 through it to get the bonus, maybe that will help a little but probably not since that is considered pennys to other people

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Honestly I have seen people put thur less and still get 3X CLI YMMV

[Luscher]

will they ask for any information? like documents to be sent to them?

[09Lexie]

That would be a 4506T, I think I recall someone saying they asked for banking statements but they will not ask for pay stubs. They'll get that from the IRS.

Maybe, I should say...AFAIK