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I will keep you posted on how this affects my credit score and account age. My oldest CC is 3 years old. average account age is 8 years. you guessed it student loans !!
LisaPA,
In my quest I found out from AMEX that the number on the credit report is scrambled and is not your true account number (that was one of my hurdles). Try to find an old bill or the card, or reciept, and be sure to keep copies of your credit file while the account is showing up on your CR. If it falls off you might have some aditional challenges.
PS ; just a thought for those who shop at costco if you used your card there COSTCO might be able to dig up old reciepts or charges for you.
@LisaPA wrote:
I hope to do this next year. I opened an Amex in 1995 and closed it in 2001--it currently only shows up on my EX report. The full account number is actually on the report and I haven't married since, so I should be able to add some age to my history as well. Congrats!
Hi LisaPA, I recently accomplished an AMEX reaging with only a copy of my EX report showing the account. It took a couple of phone calls, but I managed to get them to reage to 1993--I simply needed to fax in my credit report showing the account.
If you closed your account in 2001 it will fall off your EX credit report sometime between now and 2011. I would probably error on the side of getting your new amex earlier rather than later, just in case ex drops the account early.