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Valued Member
HankNY
Posts: 73
Registered: ‎06-18-2012

AMEX Annual fee

I have Amex Zync and BCP, both w annual fee but neither account has been charged with it. Do they charge it end of the year  or first statement ? Please help

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Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: AMEX Annual fee

They charge it at the first statement.

 

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: AMEX Annual fee

Ive had my Zync card for three months now and I have not been billed for the annual fee so im assuming it will be after the 1 year is up.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: AMEX Annual fee


gettnthere wrote:

Ive had my Zync card for three months now and I have not been billed for the annual fee so im assuming it will be after the 1 year is up.


New Zync cardholder has first year AF waived.

 

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: AMEX Annual fee

I was under the impression it gets added on to your first statement. Did you apply through some sort of special offer with a waived first AF? 

 

It will most likely show up at the end of your first month or the beginning of the second. Trust me, they won't forget to charge you xD

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: AMEX Annual fee


trumpet-205 wrote:

They charge it at the first statement.

 


hmmm thats odd, i still havent been charged on my ZYNC yet and the 3rd statement just cut yesterday. i wonder whats up with that?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: AMEX Annual fee

It will be extremely dumb on AMEX behalf to charge AF at the end of each year. All lenders charge AF at your first statement.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: AMEX Annual fee


trumpet-205 wrote:

gettnthere wrote:

Ive had my Zync card for three months now and I have not been billed for the annual fee so im assuming it will be after the 1 year is up.


New Zync cardholder has first year AF waived.

 


HAHAHAHAHAa:smileyvery-happy: you are absolutely correct lol i forgot about that...boy i look like a big dummy now haha



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: AMEX Annual fee


trumpet-205 wrote:

It will be extremely dumb on AMEX behalf to charge AF at the end of each year. All lenders charge AF at your first statement.


lol very true. my brain must have taken an off day today:smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Member
HankNY
Posts: 73
Registered: ‎06-18-2012

Re: AMEX Annual fee

I do not recall Zync fee. I just applied because I wanted to re-establish my relationship with them and it was the easiest to get approved. But BCP which I applied for last month had 150 spend 1000 in 3 months. I do not believe it had AF waived on it.


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