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AMEX Approval Scores

Established Contributor

Re: AMEX Approval Scores

Nice, I am liking the feedback on this thread, looks like util has a good amountoffweights no matter what the score.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Message 271 of 300
Frequent Contributor

Re: AMEX Approval Scores

BCE approved EX 687!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 272 of 300
Moderator

Re: AMEX Approval Scores


jd5189 wrote:

BCE approved EX 687!


That, is frankly pretty sweet Smiley Wink.  How long have you had the Zync and/or PRG prior to the BCE approval?

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 273 of 300
Valued Contributor

Re: AMEX Approval Scores

Approved on 6/25 for bce with EX 676. On 7/01 i got approved for green and denied for SPG. On 8/06 approved for PRGgold.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 274 of 300
Frequent Contributor

Re: AMEX Approval Scores

what score do you need for amex gold card ?

Message 275 of 300
Frequent Contributor

Re: AMEX Approval Scores


Revelate wrote:

jd5189 wrote:

BCE approved EX 687!


That, is frankly pretty sweet Smiley Wink.  How long have you had the Zync and/or PRG prior to the BCE approval?


I had the Zync since 10/2010, Approved for PRG and BCE same day with the same EX Fico. Scores are on the low end form high utilization because of student debt but I treated the Zync very well and it apparently paid off!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 276 of 300
New Member

Re: AMEX Approval Scores

I honestly don't know what voodoo amex uses for approvals. I just got approved for the $500 limit Zync with a cteditkarma fako of 599 and 71% uti. I'm DEFINITELY not complaining tho!
Message 277 of 300
Valued Contributor

Re: AMEX Approval Scores


Mymustangconv wrote:
I honestly don't know what voodoo amex uses for approvals. I just got approved for the $500 limit Zync with a cteditkarma fako of 599 and 71% uti. I'm DEFINITELY not complaining tho!

LOL. Amex Voodoo. Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 278 of 300
New Member

Re: AMEX Approval Scores

Ty!! And that was with 6 in (definitely in garden mode now). Aaoa is about 2 yr and 2 accounts at 7 years old with perfect payment history (the rest are fairly new, but plan on paying down to 1-9% uti asap)
Message 279 of 300
Highlighted
Established Contributor

Re: AMEX Approval Scores


jd5189 wrote:

BCE approved EX 687!


wow, nice.  Too bad others are going to see a sub 700 getting approved for this card and get excited and get denied.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Message 280 of 300