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AMEX Approval Scores

Regular Contributor

Re: AMEX Approval Scores

Last summer, I applied for an Amex Green with a FICO score of 658 and two charge offs from Amex dating back to 1991 totaling $17K, and was approved. I have no idea how I was approved. Lol I have since paid the outstanding debt.

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Message 31 of 300
Established Contributor

Re: AMEX Approval Scores

My Experian score was a 736 and I had no baddies of any sort on my CR. I was approved for the BCE with a $10K CL. 


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 32 of 300
Frequent Contributor

Re: AMEX Approval Scores

Husband was approved last night for Citi Diamond - CL is $5K and AMEX Gold. his Experian score was 712.  We live in Maryland.

AMEX GOLD-No Pre-Set Limit, AMEX Blue-$25K, AMEX Clear-$25K, AMEX Optima Plat-$25K, Sam;s Club $10K, Cap One $6K, Citi Plat.-$11K, Discover More -$10K, Columbia Bank-$9K
Message 33 of 300
Established Member

Re: AMEX Approval Scores

I was approved for the AMEX zync w/ a EX score of 656. The following day I app'd for the AMEX delta gold and was approved for a 1k limit. I have 5 badies which include 4 unpaid CA's and 1 CO (CO is due to fall off this year. I have many positive TL's that are credit cards dating back to 06. I just made a few stupid mistakes on my way to recovery like not paying a final phone or cleaning (apartment) bill.

Message 34 of 300
Super Contributor

Re: AMEX Approval Scores

Approved for BCE for $18k CL.  Ex was 705.

Message 35 of 300
Established Contributor

Re: AMEX Approval Scores

Nice...any others?
EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Message 36 of 300
Frequent Contributor

Re: AMEX Approval Scores

Hey! I was approved last August for the Amex BCE with a EX score of 712, less than 1 year of credit though! Cool card with nice rewards, but I find Discover has better customer service. Smiley Happy

Full on Garden Mode (•‿•)
Message 37 of 300
Established Contributor

Re: AMEX Approval Scores

If you don't spend $6500 fast the BCE isn't really worth it is it?
EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Message 38 of 300
Super Contributor

Re: AMEX Approval Scores


FicoTron wrote:
If you don't spend $6500 fast the BCE isn't really worth it is it?

I think you're referring to the old cash card where it's 1% until after spending $6,500 where it becomes 5%?

 

The present BCE has no tiers to reach before the 3% on supermarket and 2% drugstore & gas kicks in.

Message 39 of 300
Established Contributor

Re: AMEX Approval Scores

Are you referring to the $6500 min on the BCP? If so, that no longer exists. That's why I just got it!


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Current Score: 800
Goal Score: 850

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Message 40 of 300