minimock wrote:This is why I hate reading the amex threads LOL, Somewhere around here on the board I have a mile long thread involving my annual masochist need to be rejected by Amex.
I think I am a little early this year
I have no credit problems, 700's accross the board, and they deny me EVERY single time because of a record from my ex on Teletrack.
But after reading nine more pages of amex stuff, I said what the heck, get it over with early this year LOL.
I applied for the Blue, but this time I threw a twist in it, and went with a balance transfer at the same time.
Im still quite sure I will again be denied and my need for Amex rejection satisfied once again, but this time, it didnt immediatly go away looser LOL, it said we cant proceess your app in 60 seconds, we will notify you at your email address when finished,
I love these guys they now know how to increase the rejection factor....... make you wait for it LOL.
Ill let you know, but I already do. lol
Fingers crossed for you buddy!!!!!!!!!!!!!
payingoffdebt001 wrote:I PULLED THE TRIGGER TOO! uggh..
I Knew I shouldnt of tried - If I was going to try it should of been yesterday morning before my lil shopping spree ( I was very succesful). But I read this thread and thought..oh well..what the heck, let me give it a shot. My experian had more inquiries than my others - that's why I only really applied for GE stuff yesterday since my TU was pretty nice. I doubt I'll get this card since I have a repo on my account from 3 yrs ago. But thought I'd share!
Your application will be processed as soon as possible, and we will notify you of the decision by mail within 14 days.
For an update on the status of your card application, please click here to go to our online status site.
Thank you for applying for the Zync from American Express
Thank you for providing American Express consent to communicate your decision details electronically.You will receive an e-mail with a link to the decision details as soon as a decision is made.
ZYNC(SM) FROM AMERICAN EXPRESS In Progress
Hoping to get the ax early! so I stop and garden FO REAL
Fingers crossed for you too!!!!!!!!! Man.................i need to leave this thread ASAP before I get a "Decision Part Deux" going off earlier than planned!
screw amex. denied 3 times on the zync card, first time my EX score was 642, 2nd time 678 3rd time 697
All three times my Util was below 10% and they stated that as one of the reasons, the other 2 reasons were too many INQ's (3 out of 7 being amex >_<) and high balance on installment loan (which is a student loan on deferrment)
Grrrr.. i'm not applying till atleast july.. maybe a bday present for myself
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
