Credit Cards

[Whereis750]

A few weeks ago, DW and I called into Amex and removed me as AU from her Blue.  TU and EX promptly removed the trade line from reports completely.  But EQ is still showing the account, but balance has been removed and the notes state “Association Terminated.”  Is this normal operating procedure for EQ – to leave AU accounts on one’s report even if he/she is no longer an AU? 

Does the designation “Association Terminated” have any negative effect?  The account has been in good standing since day one.

[Whereis750]

Hey guys - anyone have info on this topic?  Thanks!

[CruzImperial]

Have not seen this term before when AU get removed. Very interested in this topic, I am. hmhuhmhmhm

[Steelersfan904]

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Whereis750 wrote:

A few weeks ago, DW and I called into Amex and removed me as AU from her Blue.  TU and EX promptly removed the trade line from reports completely.  But EQ is still showing the account, but balance has been removed and the notes state “Association Terminated.”  Is this normal operating procedure for EQ – to leave AU accounts on one’s report even if he/she is no longer an AU? 

Does the designation “Association Terminated” have any negative effect?  The account has been in good standing since day one.

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Weird. Mine is the completely opposite EQ promptly removed but EX and TU are still there but it doesn't say anything with relationship terminated

[Crashem]

I would dispute and see what happens.

[LilNYC]

I recently removed myself as an AU on an Amex & all 3 reports show relationship as "terminated" & a zero balance. I actually think it's better to have it on the reports since it's a really old account with positive history. I could be wrong but I don't think it's hurting my score. Main reason I had myself removed as an AU was bc it was at 94% util. My scored improved once the reports updated the acct as terminated with zero balance.

[improvingmycredit]

+1. @ Crashem

Dispute it and it will be removed completely.