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AustinTex21
Posts: 120
Registered: ‎08-26-2011
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AMEX Authorized User in order to report Limit on Charge ZYNC?

Does anyone have any experience with this?  I have read somewhere in the forums that the only way for ZYNC or any other Charge card  to report a limit, apparently to have come from an actual AMEX csr was to add "yourself" as an authorized user, and to set a spending limit for that card....

 

I'm hesitant to do this, and probably won't do it unless someone has been successful with it....any feedback would be great.

 

Thanks!

 

10/18/11 EXP - 719 FICO (BofA Pull)
9/19/11 EQ - 707 Fako
9/19/11 TU - 707 Fako

BoA Accel Rewards Amex, Chase Sapphire Preferred, CITI Aadvantage Select Amex, AMEX Zync, Discover More, Cap 1 Plat, PayPal Extras MC, Sears MC
Regular Contributor
Iincognito
Posts: 181
Registered: ‎04-21-2010
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Re: AMEX Authorized User in order to report Limit on Charge ZYNC?


AustinTex21 wrote:

Does anyone have any experience with this?  I have read somewhere in the forums that the only way for ZYNC or any other Charge card  to report a limit, apparently to have come from an actual AMEX csr was to add "yourself" as an authorized user, and to set a spending limit for that card....

 

I'm hesitant to do this, and probably won't do it unless someone has been successful with it....any feedback would be great.

 

Thanks!

 


heh, I am tempted to do this just for research purposes...

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Frequent Contributor
dookdig
Posts: 332
Registered: ‎04-08-2011
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Re: AMEX Authorized User in order to report Limit on Charge ZYNC?

I did it about 1.5 months ago. If success, I should see new AU zync account with limit 6000 on my credit report by the end of this month. Amex is slow...

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
0

Re: AMEX Authorized User in order to report Limit on Charge ZYNC?

Sounds like a great idea if it works!

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Contributor
AustinTex21
Posts: 120
Registered: ‎08-26-2011
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Re: AMEX Authorized User in order to report Limit on Charge ZYNC?

Awesome, keep us posted and let us know how it turns out.  Out of curiousity, what made you choose $6,000 as a limit?  Did you "check your spending ability" before you decided with that number....just curious?

 

Interested in how that turns out.

10/18/11 EXP - 719 FICO (BofA Pull)
9/19/11 EQ - 707 Fako
9/19/11 TU - 707 Fako

BoA Accel Rewards Amex, Chase Sapphire Preferred, CITI Aadvantage Select Amex, AMEX Zync, Discover More, Cap 1 Plat, PayPal Extras MC, Sears MC
Valued Member
Dameon773
Posts: 46
Registered: ‎05-20-2011
0

Re: AMEX Authorized User in order to report Limit on Charge ZYNC?

bump

Frequent Contributor
dookdig
Posts: 332
Registered: ‎04-08-2011
0

Re: AMEX Authorized User in order to report Limit on Charge ZYNC?


AustinTex21 wrote:

Awesome, keep us posted and let us know how it turns out.  Out of curiousity, what made you choose $6,000 as a limit?  Did you "check your spending ability" before you decided with that number....just curious?

 

Interested in how that turns out.


I chose this amount because my highest limit was at $3000 so, if this AU account will finally appear on my CR, I will request CLI for my FIA and barclay to match $6000 in another 3 months from now. The limit on Zync AU can be changed at ease so next logical step after getting limit on most card to $6000 is to change Zync AU limit to $12000 and wait for 4-6 months then repeat the process.

 

 

Frequent Contributor
bobebob
Posts: 260
Registered: ‎08-14-2011
0

Re: AMEX Authorized User in order to report Limit on Charge ZYNC?


AustinTex21 wrote:

Does anyone have any experience with this?  I have read somewhere in the forums that the only way for ZYNC or any other Charge card  to report a limit, apparently to have come from an actual AMEX csr was to add "yourself" as an authorized user, and to set a spending limit for that card....

 

I'm hesitant to do this, and probably won't do it unless someone has been successful with it....any feedback would be great.

 

Thanks!

 


I wonder if BoA Visa Signature could be talked into doing this?

 

I'd prefer a set limit over "Try it and see if it goes through." anyway.

 

You know that there has to be a magic $$ amount that they won't let you go over.  Best to know the limits.

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.

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